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Waterstone Financial (WSBF)
NASDAQ:WSBF
RESEARCH TOOLSreports
Total Valuation
Waterstone Financial has a market cap or net worth of $230.49M. The enterprise value is $658.58M.
Market Cap$230.49M
Enterprise Value$658.58M
Share Statistics
Waterstone Financial has 19.32M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19.32M
Owened by Insiders6.04%
Owened by Instutions9.22%
Financial Efficiency
Waterstone Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 4.30%.
Return on Equity (ROE)5.51%
Return on Assets (ROA)0.85%
Return on Invested Capital (ROIC)4.30%
Return on Capital Employed (ROCE)5.55%
Revenue Per Employee$272,001.667
Profits Per Employee$31,146.667
Employee Count600
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Waterstone Financial is 13.35. Waterstone Financial’s PEG ratio is 0.12.
PE Ratio13.35
PS Ratio2.20
PB Ratio0.74
Price to Fair Value0.74
Price to FCF5.31
Price to Operating Cash Flow5.19
PEG Ratio0.12
Income Statement
In the last 12 months, Waterstone Financial had revenue of $163.20M and earned $18.69M in profits. Earnings per share was $1.01.
Revenue$163.20M
Gross Profit$163.20M
Operating Income$18.57M
Pretax Income$24.00M
Net Income$18.69M
EBITDA19.68M
Earnings Per Share (EPS)1.01
Cash Flow
In the last 12 months, operating cash flow was $48.06M and capital expenditures -$1.28M, giving a free cash flow of $46.78M billion.
Operating Cash Flow$48.06M
Free Cash Flow$46.78M
Free Cash Flow per Share$2.42
Dividends & Yields
Waterstone Financial pays an annual dividend of $0.60, resulting in a dividend yield of 5.03%
Dividend Per Share$0.60
Dividend Yield5.03%
Payout Ratio59.40%
Free Cash Flow Yield18.83%
Earnings Yield7.49%
Stock Price Statistics
Beta0.82
52-Week Price Change11.68%
50-Day Moving Average13.65
200-Day Moving Average14.01
Relative Strength Index (RSI)42.87
Average Volume (3m)47.12K
Important Dates
Waterstone Financial upcoming earnings date is May 6, 2025, TBA.
Last Earnings DateJan 28, 2025
Next Earnings DateMay 6, 2025
Ex-Dividend DateApr 8, 2025
Financial Position
Waterstone Financial as a current ratio of 6.49, with Debt / Equity ratio of 1.31
Current Ratio6.49
Quick Ratio6.49
Debt to Market Cap1.78
Net Debt to EBITDA0.00
Interest Coverage Ratio1.59
Taxes
In the past 12 months, Waterstone Financial has paid $5.31M in taxes.
Income Tax$5.31M
Effective Tax Rate22.14%
Enterprise Valuation
Waterstone Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 14.01.
EV to Sales5.81
EV to EBITDA0.00
EV to Free Cash Flow14.01
EV to Operating Cash Flow13.69
Balance Sheet
Waterstone Financial has $191.24M in cash and marketable securities with $443.55M in debt, giving a net cash position of $252.31M billion.
Cash & Marketable Securities$191.24M
Total Debt$443.55M
Net Cash$252.31M
Net Cash Per Share$13.06
Tangible Book Value Per Share$18.28
Margins
Gross margin is 100.00%, with operating margin of 94.05%, and net profit margin of 16.51%.
Gross Margin100.00%
Operating Margin94.05%
Pretax Margin21.21%
Net Profit Margin16.51%
EBITDA Margin0.00%
EBIT Margin-2.19%
Analyst Forecast
The average price target for Waterstone Financial is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast12.23%
EPS Growth Forecast119.35%