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Univest Corporation Of Pennsylvania (UVSP)
:UVSP
US Market
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Univest Of Pennsylvania (UVSP) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 28, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.72
Last Year’s EPS
0.65
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 22, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a strong performance in terms of net income growth and deposit increase, with notable improvements in core NIM and noninterest income. However, challenges such as contraction in loan outstandings, increased noninterest expenses, and provisions for credit losses present some concerns. Despite these challenges, the positive aspects notably outweigh the negatives.
Company Guidance
During Univest Financial Corporation's third quarter 2025 earnings call, the company provided updated guidance and highlighted several key metrics. The company reported a net income of $25.6 million, or $0.89 per share, marking a 38% increase from the same quarter in the previous year, attributed mainly to net interest income and prudent expense management. Despite a contraction in loan outstandings year-to-date of $41.1 million, new commercial loan commitments reached $808 million compared to $659 million in 2024. Deposits increased by $635.5 million, driven by a $473.2 million build in public funds. The core net interest margin (NIM) was reported at 3.33%, with expectations of it remaining flat in the fourth quarter. For 2025, Univest anticipates net interest income growth of 12% to 14% and noninterest income growth of 1% to 3%, with noninterest expenses expected to increase by 2% to 3%. Additionally, provisions for credit losses are projected to be between $11 million and $13 million. The company remains focused on managing its loan-to-deposit ratio and maintaining a competitive stance in deposit pricing amidst a challenging market environment.
Significant Increase in Net Income
Net income for Q3 2025 was $25.6 million or $0.89 per share, an increase of $7.1 million or 38% compared to the same quarter in the prior year.
Strong Deposit Growth
Deposits increased by $635.5 million during the quarter, with $473.2 million due to a seasonal build in public funds deposits.
Increase in Noninterest Income
Noninterest income increased by $1.8 million or 8.8% compared to Q3 2024, including a $987,000 increase in BOLI death benefits.
Improved Core Net Interest Margin (NIM)
Core NIM expanded by 9 basis points to 3.33% compared to the second quarter.

Univest Of Pennsylvania (UVSP) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

UVSP Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 28, 2026
2025 (Q4)
0.71 / -
0.65
Oct 22, 2025
2025 (Q3)
0.77 / 0.89
0.6341.27% (+0.26)
Jul 28, 2025
2025 (Q2)
0.69 / 0.69
0.6211.29% (+0.07)
Apr 23, 2025
2025 (Q1)
0.64 / 0.77
0.6911.59% (+0.08)
Jan 22, 2025
2024 (Q4)
0.57 / 0.65
0.5518.18% (+0.10)
Oct 23, 2024
2024 (Q3)
0.54 / 0.63
0.588.62% (+0.05)
Jul 24, 2024
2024 (Q2)
0.51 / 0.62
0.578.77% (+0.05)
Apr 24, 2024
2024 (Q1)
0.51 / 0.69
0.71-2.82% (-0.02)
Jan 24, 2024
2023 (Q4)
0.47 / 0.55
0.81-32.10% (-0.26)
Oct 25, 2023
2023 (Q3)
0.55 / 0.58
0.71-18.31% (-0.13)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

UVSP Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 22, 2025
$29.84$29.69-0.50%
Jul 28, 2025
$29.48$29.24-0.81%
Apr 23, 2025
$28.02$28.95+3.32%
Jan 22, 2025
$29.30$29.21-0.31%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Univest Corporation Of Pennsylvania (UVSP) report earnings?
Univest Corporation Of Pennsylvania (UVSP) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).
    What is Univest Corporation Of Pennsylvania (UVSP) earnings time?
    Univest Corporation Of Pennsylvania (UVSP) earnings time is at Jan 28, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is UVSP EPS forecast?
          UVSP EPS forecast for the fiscal quarter 2025 (Q4) is 0.72.
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