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UMB Financial Corp (UMBF)
NASDAQ:UMBF
UMBF Stock Chart & Stats
Day’s Range― - ―
52-Week Range$76.00 - $129.94
Previous CloseN/A
Volume54.57K
Average Volume (3M)625.90K
Market Cap
$7.55B
Enterprise Value$151.77M
Total Cash (Recent Filing)$573.17M
Total Debt (Recent Filing)$385.29M
Price to Earnings (P/E)11.7
Beta1.31
Next Earnings
Apr 29, 2025EPS Estimate
2.24Last Dividend Ex-Date
Mar 10, 2025Dividend Yield1.49%
Share Statistics
EPS (TTM)9.00
Shares Outstanding72,655,210
10 Day Avg. Volume641,505
30 Day Avg. Volume625,896
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)N/A
Price to Sales (P/S)4.74
Price to Cash Flow (P/CF)-27.80
P/FCF Ratio15.50
Enterprise Value/Market Cap0.02
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit0.07
Enterprise Value/Ebitda0.53
Forecast
1Y Price Target
$135.14Price Target Upside30.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
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UMB Financial News
PremiumCompany Announcements
UMB Financial Announces Dividend on Preferred Stock
PremiumCompany Announcements
UMB Financial Expands with Heartland Acquisition
PremiumCompany Announcements
UMB Financial’s Earnings Call: Record Income Amid Challenges
PremiumCompany Announcements
UMB Financial Reports Strong Year-End Earnings---
Bulls Say, Bears Say
Bulls Say
Loan GrowthLoan growth continues to outperform peers and expectations, with average loan balances up 3.7%.
Net Interest MarginNet interest margin is beginning to inflect positively, driven by a reduction in interest bearing deposit costs.
Bears Say
Credit RisksLimited confidence in the credit profile being added from HTLF due to increased NCO trend and substantial ramp in NPAs.
Earnings AccretionThere is significantly less earnings accretion at the proforma franchise, with net accretion on presumed independent operational earnings decreasing from over 30% to about 5%.
Heartland Financial PerformanceThe biggest negative surprise for UMBF this quarter actually came from Heartland Financial, which UMBF is acquiring, with net income tracking well below expectations.
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Ownership Overview
4.29% Insiders
24.32% Mutual Funds
9.35% Other Institutional Investors
35.14% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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UMBF FAQ
What was UMB Financial Corp’s price range in the past 12 months?
UMB Financial Corp lowest stock price was $76.00 and its highest was $129.94 in the past 12 months.
What is UMB Financial Corp’s market cap?
UMB Financial Corp’s market cap is $7.55B.
When is UMB Financial Corp’s upcoming earnings report date?
UMB Financial Corp’s upcoming earnings report date is Apr 29, 2025 which is in 32 days.
How were UMB Financial Corp’s earnings last quarter?
UMB Financial Corp released its earnings results on Jan 28, 2025. The company reported $2.49 earnings per share for the quarter, beating the consensus estimate of $2.261 by $0.229.
Is UMB Financial Corp overvalued?
According to Wall Street analysts UMB Financial Corp’s price is currently Undervalued.
Does UMB Financial Corp pay dividends?
UMB Financial Corp pays a Quarterly dividend of $1.578 which represents an annual dividend yield of 1.49%. See more information on UMB Financial Corp dividends here
What is UMB Financial Corp’s EPS estimate?
UMB Financial Corp’s EPS estimate is 2.24.
How many shares outstanding does UMB Financial Corp have?
UMB Financial Corp has 72,655,210 shares outstanding.
What happened to UMB Financial Corp’s price movement after its last earnings report?
UMB Financial Corp reported an EPS of $2.49 in its last earnings report, beating expectations of $2.261. Following the earnings report the stock price went up 0.768%.
Which hedge fund is a major shareholder of UMB Financial Corp?
Currently, no hedge funds are holding shares in UMBF
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UMB Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$135.14 (30.12% Upside)
$135.14 (30.12% Upside)
Blogger Sentiment
Bullish
UMBF Sentiment 100%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Decreased
By 12.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $495.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 8.7%
Last 30 Days ▼ 8.7%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
28.03%
12-Months-Change
Fundamentals
Return on Equity
13.44%
Trailing 12-Months
Asset Growth
14.48%
Trailing 12-Months
Company Description
UMB Financial Corp
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
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UMBF Company Deck
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UMBF Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call for UMB Financial highlights strong financial performance, including record operating income and robust loan and deposit growth. The acquisition of HTLF is a key strategic move with regulatory approvals secured. However, challenges remain with Heartland's financial performance and increased operating expenses. The sentiment is balanced between positive financial achievements and operational challenges related to the acquisition.Read More>---
UMBF Stock 12 Month Forecast
Average Price Target
$135.14
▲(30.12% Upside)
Technical Analysis
Commerce Bancshares
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F.N.B.
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Fulton Financial
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Pinnacle Financial Partners
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Zions Bancorporation National Association
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Best Analysts Covering UMBF
1 Year
1 Year Success Rate
10/13 ratings generated profit
1 Year Average Return
+12.38%
reiterated a buy rating 2 months ago
Copying Jared Shaw's trades and holding each position for 1 Year would result in 76.92% of your transactions generating a profit, with an average return of +12.38% per trade.
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