Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
930.04M | 803.82M | 868.13M | 686.51M | 639.36M | Gross Profit |
930.04M | 871.95M | 868.13M | 686.51M | 639.36M | EBIT |
0.00 | 341.48M | 356.00M | 347.76M | 209.44M | EBITDA |
0.00 | 266.72M | 379.83M | 345.70M | 200.86M | Net Income Common Stockholders |
252.40M | 187.54M | 277.47M | 269.80M | 164.09M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
4.96B | 4.33B | 4.13B | 6.79B | 4.83B | Total Assets |
27.72B | 27.30B | 24.01B | 20.95B | 17.79B | Total Debt |
254.15M | 324.82M | 874.66M | 247.36M | 326.96M | Net Debt |
-265.72M | -679.05M | 362.81M | -2.04B | -1.28B | Total Liabilities |
24.29B | 24.04B | 21.31B | 247.36M | 326.96M | Stockholders Equity |
3.43B | 3.26B | 2.70B | 2.22B | 2.01B |
Cash Flow | Free Cash Flow | |||
302.69M | 221.49M | 564.60M | 332.84M | 140.22M | Operating Cash Flow |
349.73M | 293.97M | 607.31M | 359.32M | 158.68M | Investing Cash Flow |
-991.04M | -163.29M | -2.02B | -1.81B | -1.58B | Financing Cash Flow |
157.31M | 226.34M | -258.78M | 2.16B | 2.52B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
75 Outperform | $3.40B | 13.93 | 7.50% | 3.31% | 12.52% | 31.96% | |
74 Outperform | $4.77B | 10.48 | 7.53% | 3.62% | 15.34% | -3.89% | |
67 Neutral | $2.18B | 17.93 | 5.64% | 2.82% | 5.40% | 16.13% | |
66 Neutral | $2.49B | 10.82 | 9.90% | 3.48% | 3.42% | 30.07% | |
63 Neutral | $13.85B | 10.47 | 9.22% | 4.23% | 17.31% | -7.79% | |
62 Neutral | $3.22B | 11.23 | 9.69% | 3.91% | 21.10% | -4.20% | |
44 Neutral | $392.88M | ― | -9.34% | 1.05% | 6.27% | 62.30% |
On February 10, 2025, United Community Banks, Inc. entered into an employment agreement with Richard W. Bradshaw, ensuring his continuation as Executive Vice President and Chief Banking Officer. The agreement stipulates base and incentive compensation along with terms related to termination, and includes restrictive covenants on confidentiality and competition, impacting the company’s executive management stability and strategic continuity.
United Community Banks, Inc. reported strong financial results for the fourth quarter and full year of 2024, with a net income of $75.8 million for the quarter and $252 million for the year. The company experienced significant growth in loans and customer deposits, leading to increased net interest income despite a slight decrease in net interest margin. The acquisition of American National Bank was announced, expanding United’s presence in South Florida. The company’s strong performance was attributed to higher net interest income, stable credit quality, and increased noninterest income, positioning it well for 2025.