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United Security Bancshares (UBFO)
NASDAQ:UBFO
RESEARCH TOOLSreports
Total Valuation
United Security Bancshares has a market cap or net worth of $132.12M. The enterprise value is $132.62M.
Market Cap$132.12M
Enterprise Value$132.62M
Share Statistics
United Security Bancshares has 17.48M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17.48M
Owned by Insiders29.19%
Owned by Instutions0.13%
Financial Efficiency
United Security Bancshares’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 6.98%.
Return on Equity (ROE)11.34%
Return on Assets (ROA)1.22%
Return on Invested Capital (ROIC)6.98%
Return on Capital Employed (ROCE)2.00%
Revenue Per Employee$529,894.737
Profits Per Employee$129,666.667
Employee Count114
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Security Bancshares is 11.74. United Security Bancshares’s PEG ratio is -0.45.
PE Ratio11.74
PS Ratio3.57
PB Ratio1.33
Price to Fair Value1.33
Price to FCF21.73
Price to Operating Cash Flow21.73
PEG Ratio-0.45
Income Statement
In the last 12 months, United Security Bancshares had revenue of $60.41M and earned $14.78M in profits. Earnings per share was $0.86.
Revenue$60.41M
Gross Profit$55.83M
Operating Income$19.77M
Pretax Income$20.32M
Net Income$14.78M
EBITDA0.00
Earnings Per Share (EPS)0.86
Cash Flow
In the last 12 months, operating cash flow was $19.64M and capital expenditures $0.00, giving a free cash flow of $19.44M billion.
Operating Cash Flow$19.64M
Free Cash Flow$19.44M
Free Cash Flow per Share$1.11
Dividends & Yields
United Security Bancshares pays an annual dividend of $0.48, resulting in a dividend yield of 6.35%
Dividend Per Share$0.48
Dividend Yield6.35%
Payout Ratio55.41%
Free Cash Flow Yield4.60%
Earnings Yield8.52%
Stock Price Statistics
Beta0.58
52-Week Price Change10.80%
50-Day Moving Average9.09
200-Day Moving Average8.63
Relative Strength Index (RSI)29.61
Average Volume (3m)30.68K
Important Dates
United Security Bancshares upcoming earnings date is Apr 16, 2025, After Close.
Last Earnings DateJan 27, 2025
Next Earnings DateApr 16, 2025
Ex-Dividend DateApr 7, 2025
Financial Position
United Security Bancshares as a current ratio of 70.14, with Debt / Equity ratio of 0.11
Current Ratio70.14
Quick Ratio70.14
Debt to Market Cap0.08
Net Debt to EBITDA0.00
Interest Coverage Ratio1.74
Taxes
In the past 12 months, United Security Bancshares has paid $5.54M in taxes.
Income Tax$5.54M
Effective Tax Rate27.25%
Enterprise Valuation
United Security Bancshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 16.54.
EV to Sales2.72
EV to EBITDA0.00
EV to Free Cash Flow16.54
EV to Operating Cash Flow16.54
Balance Sheet
United Security Bancshares has $56.21M in cash and marketable securities with $11.57M in debt, giving a net cash position of -$44.64M billion.
Cash & Marketable Securities$56.21M
Total Debt$11.57M
Net Cash-$44.64M
Net Cash Per Share-$2.55
Tangible Book Value Per Share$7.32
Margins
Gross margin is 100.00%, with operating margin of 49.83%, and net profit margin of 30.42%.
Gross Margin100.00%
Operating Margin49.83%
Pretax Margin41.81%
Net Profit Margin30.42%
EBITDA Margin0.00%
EBIT Margin70.41%
Analyst Forecast
The average price target for United Security Bancshares is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast0.81%
EPS Growth Forecast-25.65%