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United Bancorp (UBCP)
NASDAQ:UBCP
Total Valuation
United Bancorp has a market cap or net worth of $75.92M. The enterprise value is $197.22M.
Market Cap$75.92M
Enterprise Value$197.22M
Share Statistics
United Bancorp has 5,966,278 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,966,278
Owned by Insiders8.25%
Owned by Institutions0.57%
Financial Efficiency
United Bancorp’s return on equity (ROE) is 0.27 and return on invested capital (ROIC) is -286.45%.
Return on Equity (ROE)0.27
Return on Assets (ROA)0.19
Return on Invested Capital (ROIC)-286.45%
Return on Capital Employed (ROCE)-0.60
Revenue Per Employee254.43K
Profits Per Employee64.37K
Employee Count115
Asset Turnover0.76
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bancorp is 9.89. United Bancorp’s PEG ratio is -0.10.
PE Ratio9.89
PS Ratio3.02
PB Ratio2.67
Price to Fair Value2.67
Price to FCF-58.69
Price to Operating Cash Flow8.66
PEG Ratio-0.10
Income Statement
In the last 12 months, United Bancorp had revenue of 29.26M and earned 7.40M in profits. Earnings per share was 0.00.
Revenue29.26M
Gross Profit29.26M
Operating Income-23.25M
Pretax Income7.29M
Net Income7.40M
EBITDA0.00
Earnings Per Share (EPS)0.00
Cash Flow
In the last 12 months, operating cash flow was 8.35M and capital expenditures -9.70M, giving a free cash flow of -1.34M billion.
Operating Cash Flow8.35M
Free Cash Flow-1.34M
Free Cash Flow per Share-0.22
Dividends & Yields
United Bancorp pays an annual dividend of $0.185, resulting in a dividend yield of 5.6%
Dividend Per Share$0.185
Dividend Yield5.6%
Payout Ratio70.14%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.30
52-Week Price Change8.70%
50-Day Moving Average12.96
200-Day Moving Average12.45
Relative Strength Index (RSI)50.18
Average Volume (3m)7.04K
Important Dates
United Bancorp upcoming earnings date is May 1, 2025, TBA Not Confirmed.
Last Earnings DateFeb 7, 2025
Next Earnings DateMay 1, 2025
Ex-Dividend DateJun 10, 2025
Financial Position
United Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 160.30%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.35
Net Debt to EBITDA0.00
Interest Coverage Ratio-1.58
Taxes
In the past 12 months, United Bancorp has paid -107.00K in taxes.
Income Tax-107.00K
Effective Tax Rate-0.01
Enterprise Valuation
United Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of -124.54.
EV to Sales5.31
EV to EBITDA0.00
EV to Free Cash Flow-124.54
EV to Operating Cash Flow18.38
Balance Sheet
United Bancorp has $138.84M in cash and marketable securities with $66.87M in debt, giving a net cash position of -$37.12M billion.
Cash & Marketable Securities$138.84M
Total Debt$66.87M
Net Cash-$37.12M
Net Cash Per Share-$6.22
Tangible Book Value Per Share-$127.11
Margins
Gross margin is 100.00%, with operating margin of -79.44%, and net profit margin of 25.30%.
Gross Margin100.00%
Operating Margin-79.44%
Pretax Margin24.93%
Net Profit Margin25.30%
EBITDA Margin0.00%
EBIT Margin-4.20%
Analyst Forecast
The average price target for United Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast7.53%
EPS Growth Forecast-19.74%