InsuraGuest Technologies (ISGI) AI Stock Analysis

• Market Cap: C$5.12M
• Dividend Yield: N/A
• Average Volume (3M): 10.03K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.87
• Revenue Growth: 33.05%
• EPS Growth: 73.39%
• Country: CA
• Employees: N/A
• Sector: Technology
• Sector Strength: 42
• Industry: Software - Application
• EPS (TTM): >-0.01
• Shares Outstanding: 170,533,830
• 10 Day Avg. Volume: 14,000
• 30 Day Avg. Volume: 10,033
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 3.25
• Price to Cash Flow (P/CF): -7.50
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

InsuraGuest Technologies shows potential with its strong revenue growth and operational improvements. However, ongoing financial challenges, such as negative profitability and cash flow inefficiencies, weigh down its overall score. The technical indicators suggest caution due to short-term bearish momentum, while the recent positive corporate developments provide some optimism for future performance.

InsuraGuest Technologies Business Overview & Revenue Model

Company Description

InsuraGuest Technologies (ISGI) is a technology company specializing in the development of proprietary software and digital solutions for the insurance sector. The company's core products are designed to enhance the way insurance is integrated into various industries, particularly in hospitality and real estate, offering unique insurance products that provide additional protection for businesses and their customers.

How the Company Makes Money

InsuraGuest Technologies generates revenue by licensing its software platform to businesses, primarily in the hospitality and real estate sectors. The platform allows these businesses to offer specialized insurance products to their customers, which are embedded into their service offerings. The company earns money through subscription fees for the use of its platform, as well as through a share of the premiums from the insurance policies sold via its system. Additionally, strategic partnerships with insurance carriers and businesses in target industries contribute to its revenue by expanding its market reach and product offerings.

InsuraGuest Technologies Financial Statement Overview

Summary

InsuraGuest Technologies exhibits promising revenue growth and operational efficiency, as evidenced by a strong gross profit margin. However, persistent net losses and negative cash flows indicate ongoing challenges in financial stability and profitability. The balance sheet reveals moderate leverage but highlights the necessity for enhanced profitability to support sustainable growth.

Income Statement

The company demonstrates a pattern of consistent revenue growth, with a TTM revenue increase of approximately 8.3% from the previous period. However, the net profit margin remains negative, reflecting ongoing challenges in achieving profitability. The gross profit margin is relatively strong at 60.6% for TTM, indicating efficiency at the operational level, but the negative EBIT and EBITDA margins suggest substantial overhead and financial inefficiencies.

Balance Sheet

The balance sheet reflects a stable equity base with a positive equity ratio of 14.8% in the TTM period. Despite a low debt-to-equity ratio of 0.26, the company's liabilities exceed its equity, suggesting potential solvency concerns. The return on equity remains negative, highlighting the need for improved profitability to enhance shareholder returns.

Cash Flow

Operating cash flow remains negative, although financing activities have provided some liquidity boost. The cash flow from operations to net income ratio is negative, underscoring inefficiencies in converting revenue into cash. However, the TTM period shows a more stable free cash flow compared to prior periods, suggesting potential improvement in cash management.

Breakdown
TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement		Total Revenue
1.09M	1.01M	674.78K	345.20K	97.86K	49.22K
	Gross Profit
660.61K	559.91K	388.60K	248.96K	75.57K	20.09K
	EBIT
-1.75K	0.00	-733.63K	-1.41M	-1.52M	-4.06M
	EBITDA
-326.78K	-601.39K	-700.90K	-1.38M	-1.50M	-4.04M
	Net Income Common Stockholders
-405.88K	-659.41K	-725.96K	-1.41M	-1.51M	-4.07M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
29.84K	466.94K	88.66K	602.74K	870.01K	362.32K
	Total Assets
867.19K	651.34K	199.23K	720.07K	1.14M	562.69K
	Total Debt
0.00	37.20K	0.00	0.00	0.00	0.00
	Net Debt
-29.84K	-429.74K	-88.66K	-567.77K	-870.01K	-362.32K
	Total Liabilities
140.67K	453.45K	466.62K	266.27K	205.40K	863.88K
	Stockholders Equity
726.52K	197.88K	-267.38K	453.79K	930.90K	-301.19K
Cash Flow		Free Cash Flow
-371.81K	-295.00K	-466.33K	-1.09M	-1.80M	-885.80K
	Operating Cash Flow
-371.81K	-295.00K	-466.33K	-1.09M	-1.80M	-858.50K
	Investing Cash Flow
0.00	0.00	0.00	0.00	11.38K	1.03M
	Financing Cash Flow
539.93K	674.85K	0.00	832.40K	11.38K	0.00

InsuraGuest Technologies Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.04
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:ISGI, the sentiment is Negative. The current price of 0.04 is above the 20-day moving average (MA) of 0.04, above the 50-day MA of 0.04, and above the 200-day MA of 0.03, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 52.31 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:ISGI.

InsuraGuest Technologies Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SHOP	72 Outperform	$180.91B	66.80	19.58%	―	27.85%	1400.97%
GOOS	67 Neutral	$1.11B	15.60	15.82%	―	4.64%	41.68%
LSPD	59 Neutral	C$1.95B	―	-5.18%	―	23.95%	39.68%
Sector *	57 Neutral	$20.94B	10.43	-13.41%	2.52%	4.53%	-23.34%
ISGI	51 Neutral	C$5.12M	―	-356.98%	―	33.05%	73.39%
MOGO	44 Neutral	$31.08M	―	-16.02%	―	8.35%	84.36%
EQ	34 Underperform	C$70.99M	―	-451.55%	―	-0.72%	-36.11%

InsuraGuest Technologies Corporate Events

InsuraGuest Technologies Reports Significant Revenue and Margin Growth

InsuraGuest Technologies reported a 21% increase in revenue and a 44% rise in gross margin for the six months ending December 31, 2024, attributed to the addition of new vacation rental properties and sustained revenue from a new customer. The company also reduced its comprehensive loss significantly, reflecting improved cost management. InsuraGuest continues to enhance its insurtech solutions, solidifying its position as an industry leader in the vacation rental, hotel, and events sectors, which is driving its growth towards profitability.

InsuraGuest Expands Hospitality Offerings with Luxury Insurance Coverage

InsuraGuest Technologies announced the launch of a luxury insurance coverage solution aimed at addressing the unique needs of high-end vacation rentals by providing protection for high-value items. This move, driven by feedback from property owners in the luxury segment, enhances the company’s technology stack and positions it as a leader in hospitality insurance, supporting its goal of profitability and growth in covered properties and ski ticket sales.