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TrustCo Bank Corp NY (TRST)
:TRST
Total Valuation
TrustCo Bank has a market cap or net worth of $554.05M. The enterprise value is $711.96M.
Market Cap$554.05M
Enterprise Value$711.96M
Share Statistics
TrustCo Bank has 19.02M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19.02M
Owened by Insiders3.28%
Owened by Instutions12.22%
Financial Efficiency
TrustCo Bank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.00%.
Return on Equity (ROE)7.22%
Return on Assets (ROA)0.78%
Return on Invested Capital (ROIC)0.00%
Return on Capital Employed (ROCE)0.00%
Revenue Per Employee$170,032.87
Profits Per Employee$61,735.777
Employee Count791
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TrustCo Bank is 12.97. TrustCo Bank’s PEG ratio is -0.78.
PE Ratio12.97
PS Ratio3.69
PB Ratio0.94
Price to Fair Value0.94
Price to FCF11.61
Price to Operating Cash Flow10.66
PEG Ratio-0.78
Income Statement
In the last 12 months, TrustCo Bank had revenue of $134.50M and earned $48.83M in profits. Earnings per share was $2.57.
Revenue$134.50M
Gross Profit$110.80M
Operating Income$10.26M
Pretax Income$64.05M
Net Income$48.83M
EBITDA37.84M
Earnings Per Share (EPS)2.57
Cash Flow
In the last 12 months, operating cash flow was $59.44M and capital expenditures -$2.34M, giving a free cash flow of $57.10M billion.
Operating Cash Flow$59.44M
Free Cash Flow$57.10M
Free Cash Flow per Share$3.00
Dividends & Yields
TrustCo Bank pays an annual dividend of $0.36, resulting in a dividend yield of 4.94%
Dividend Per Share$0.36
Dividend Yield4.94%
Payout Ratio56.03%
Free Cash Flow Yield8.61%
Earnings Yield7.71%
Stock Price Statistics
Beta0.91
52-Week Price Change11.63%
50-Day Moving Average31.19
200-Day Moving Average32.27
Relative Strength Index (RSI)45.05
Average Volume (3m)101.29K
Important Dates
TrustCo Bank upcoming earnings date is Apr 21, 2025, Before Open.
Last Earnings DateJan 21, 2025
Next Earnings DateApr 21, 2025
Ex-Dividend DateMar 7, 2025
Financial Position
TrustCo Bank as a current ratio of 0.00, with Debt / Equity ratio of 0.06
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00
Taxes
In the past 12 months, TrustCo Bank has paid $15.21M in taxes.
Income Tax$15.21M
Effective Tax Rate23.75%
Enterprise Valuation
TrustCo Bank EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 11.48.
EV to Sales3.65
EV to EBITDA0.00
EV to Free Cash Flow11.48
EV to Operating Cash Flow10.54
Balance Sheet
TrustCo Bank has $405.55M in cash and marketable securities with $84.78M in debt, giving a net cash position of -$320.77M billion.
Cash & Marketable Securities$405.55M
Total Debt$84.78M
Net Cash-$320.77M
Net Cash Per Share-$16.86
Tangible Book Value Per Share$35.56
Margins
Gross margin is 100.00%, with operating margin of 0.00%, and net profit margin of 28.43%.
Gross Margin100.00%
Operating Margin0.00%
Pretax Margin37.29%
Net Profit Margin28.43%
EBITDA Margin0.00%
EBIT Margin-6.66%
Analyst Forecast
The average price target for TrustCo Bank is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast6.97%
EPS Growth Forecast-16.70%