Strong Underlying Profit Performance
The full year projections on a normalized basis, excluding one-off effects, is revised upward by JPY 5 billion to JPY 675 billion, resulting in 9% year-on-year growth.
Increased Shareholder Returns
Share buyback for fiscal '23 will increase from the originally announced JPY 100 billion to JPY 120 billion, along with a 21% year-on-year growth in DPS, maintaining it at JPY 121.
International Business Growth
International business progress in the first half of the year, excluding FX impact, showed a profit in yen terms at 49%, driven by strong underwriting results and increased North American investment income.
Record ESR and Adjusted Net Income
The recent ESR remained strong at 133%, and the full year adjusted net income projections on an actual basis for fiscal year '23 is up 6% year-over-year to JPY 655 billion.