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Swedbank AB (SWDBY)
OTHER OTC:SWDBY
US Market

Swedbank AB (SWDBY) Ratios

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Swedbank AB Ratios

SWDBY's free cash flow for Q4 2024 was kr1.03. For the 2024 fiscal year, SWDBY's free cash flow was decreased by kr and operating cash flow was kr0.58. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
101.85 0.00 0.66 0.76 0.68
Quick Ratio
101.85 0.00 1.77 2.04 1.90
Cash Ratio
101.85 0.00 0.66 0.76 0.67
Solvency Ratio
0.01 0.01 <0.01 0.03 0.02
Operating Cash Flow Ratio
25.28 0.00 -0.03 0.10 0.25
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -2.47Tkr -2.40Tkr -2.31Tkr -445.46Bkr -475.86B
Leverage Ratios
Debt-to-Assets Ratio
0.30 0.30 0.31 0.29 0.30
Debt-to-Equity Ratio
4.19 4.36 5.01 4.99 4.96
Debt-to-Capital Ratio
0.81 0.81 0.83 0.83 0.83
Long-Term Debt-to-Capital Ratio
0.81 0.00 0.76 0.00 0.00
Financial Leverage Ratio
13.75 14.37 16.21 17.01 16.72
Debt Service Coverage Ratio
0.52 -0.16 -0.41 -1.32 -0.57
Interest Coverage Ratio
0.62 0.81 2.98 6.89 2.48
Debt to Market Cap
3.70 0.00 2.83 0.00 0.00
Interest Debt Per Share
873.37 820.53 796.75 722.37 693.91
Net Debt to EBITDA
12.74 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
101.42%101.20%100.00%100.00%100.00%
EBIT Margin
60.26%-2.78%-5.37%-3.67%-3.50%
EBITDA Margin
63.22%0.00%0.00%0.00%0.00%
Operating Profit Margin
60.26%65.63%75.23%56.23%37.21%
Pretax Profit Margin
60.26%60.37%52.13%56.23%37.21%
Net Profit Margin
47.55%47.23%40.71%45.46%28.67%
Continuous Operations Profit Margin
47.55%47.24%40.72%45.46%28.67%
Net Income Per EBT
78.91%78.24%78.09%80.84%77.05%
EBT Per EBIT
100.00%91.99%69.29%100.00%100.00%
Return on Assets (ROA)
1.16%1.20%0.75%0.76%0.50%
Return on Equity (ROE)
15.93%17.17%12.13%12.91%8.33%
Return on Capital Employed (ROCE)
1.47%1.66%1.72%1.13%0.78%
Return on Invested Capital (ROIC)
1.16%1.17%33.01%10.57%7.80%
Return on Tangible Assets
1.17%1.20%0.75%0.76%0.50%
Earnings Yield
14.10%14.93%10.79%10.24%7.96%
Efficiency Ratios
Receivables Turnover
130.02 157.42 118.47 92.76 82.28
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 13.03 9.63 8.31 8.32
Asset Turnover
0.02 0.03 0.02 0.02 0.02
Working Capital Turnover Ratio
0.25 2.24 -0.35 -0.36 1.78
Cash Conversion Cycle
2.81 2.32 3.08 3.94 4.44
Days of Sales Outstanding
2.81 2.32 3.08 3.94 4.44
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
2.81 2.32 3.08 3.94 4.44
Cash Flow Ratios
Operating Cash Flow Per Share
71.53 -128.74 -16.58 44.07 97.56
Free Cash Flow Per Share
71.17 -129.50 -16.91 43.85 97.23
CapEx Per Share
0.36 0.76 0.32 0.23 0.33
Free Cash Flow to Operating Cash Flow
0.99 1.01 1.02 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
4.63 -12.28 -1.43 2.98 300.10
Capital Expenditure Coverage Ratio
198.57 -170.36 -51.29 195.29 300.10
Operating Cash Flow Coverage Ratio
0.09 -0.17 -0.02 0.06 0.14
Operating Cash Flow to Sales Ratio
1.10 -2.01 -0.35 1.08 2.42
Free Cash Flow Yield
32.51%-63.88%-9.59%24.11%67.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.09 6.70 9.26 9.77 12.56
Price-to-Sales (P/S) Ratio
3.37 3.16 3.77 4.44 3.60
Price-to-Book (P/B) Ratio
1.13 1.15 1.12 1.26 1.05
Price-to-Free Cash Flow (P/FCF) Ratio
3.08 -1.57 -10.43 4.15 1.49
Price-to-Operating Cash Flow Ratio
3.06 -1.57 -10.63 4.13 1.49
Price-to-Earnings Growth (PEG) Ratio
3.64 0.11 4.21 0.16 -0.36
Price-to-Fair Value
1.13 1.15 1.12 1.26 1.05
Enterprise Value Multiple
18.07 0.00 0.00 0.00 0.00
EV to EBITDA
18.07 0.00 0.00 0.00 0.00
EV to Sales
11.42 11.65 13.59 14.15 14.17
EV to Free Cash Flow
10.42 -5.77 -37.58 13.22 5.87
EV to Operating Cash Flow
10.37 -5.80 -38.31 13.15 5.85
Tangible Book Value Per Share
175.28 158.19 139.12 1.72K 1.61K
Shareholders’ Equity Per Share
193.73 176.29 156.80 144.20 138.58
Tax and Other Ratios
Effective Tax Rate
0.21 0.22 0.20 0.19 0.23
Revenue Per Share
64.91 64.09 46.74 40.95 40.27
Net Income Per Share
30.86 30.27 19.03 18.62 11.55
Tax Burden
0.79 0.78 0.78 0.81 0.77
Interest Burden
1.00 -21.73 -9.70 -15.30 -10.62
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.10 0.09 0.11 0.12 0.14
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
1.83 -4.25 -0.68 1.91 6.51
Currency in SEK
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