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Swedbank AB (SWDBY)
OTHER OTC:SWDBY
US Market
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Swedbank AB (SWDBY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 29, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.64
Last Year’s EPS
0.68
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 23, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
Swedbank delivered strong financial results with increased income and efficiency, and a notable credit rating upgrade. However, challenges remain with interest rate pressures, subdued economic conditions in some markets, and ongoing U.S. investigations.
Company Guidance
In the third quarter of 2025, Swedbank reported strong financial performance despite global economic uncertainties. The bank achieved a return on equity of 16% and earnings per share of SEK 7.53, with an improved cost-to-income ratio of 0.35. Lending volumes increased, particularly in the Baltic region, with mortgage loans in Sweden growing by SEK 4.2 billion. Deposits remained stable, and Swedbank Robur experienced a net inflow of SEK 9 billion. The bank's capital position was robust, with a CET1 capital ratio of 19.7%, maintaining a buffer of 480 basis points above the requirement. Operational efficiency was enhanced with AI tools, and customer service improved, with 70% of calls answered within 3 minutes. The U.S. SEC concluded its investigation without enforcement action, and Swedbank's credit rating was upgraded by Standard & Poor's. The bank continues to execute its Swedbank 15/27 plan, focusing on customer interaction, volume growth, and efficiency.
Strong Return on Equity
Swedbank reported a return on equity of 16% for the third quarter, indicating strong profitability.
Cost Efficiency Achievements
The cost-to-income ratio was reduced to 0.35, and overall costs decreased by 1.4% compared to the previous quarter.
Credit Rating Upgrade
Standard & Poor's upgraded Swedbank's credit rating, highlighting improved governance, regulatory compliance, and risk management.
Income and Earnings Growth
Income increased, and earnings per share reached SEK 7.53 for the third quarter.
Mortgage Growth
Mortgage loans increased by SEK 5.2 billion, with SEK 4.2 billion distributed through Swedbank's own channels.
Positive Developments in Asset Management
Swedbank Robur saw a net inflow of SEK 9 billion in its four home markets, contributing to increased assets under management.
Successful Cost Control and AI Implementation
AI tools are being utilized to reduce administrative tasks, allowing employees more time for customer interactions, leading to an increase in advisory sessions per employee.
Baltic Market Growth
Corporate lending increased by SEK 7 billion, and mortgage volumes in the Baltics continued to grow strongly.

Swedbank AB (SWDBY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

SWDBY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 29, 2026
2025 (Q4)
0.64 / -
0.68
Oct 23, 2025
2025 (Q3)
0.70 / 0.80
0.7822.56% (+0.02)
Jul 17, 2025
2025 (Q2)
0.67 / 0.72
0.717-0.14% (>-0.01)
Apr 29, 2025
2025 (Q1)
0.68 / 0.75
0.68410.09% (+0.07)
Jan 23, 2025
2024 (Q4)
0.59 / 0.68
0.709-4.09% (-0.03)
Oct 23, 2024
2024 (Q3)
0.68 / 0.78
0.7248.01% (+0.06)
Jul 16, 2024
2024 (Q2)
0.67 / 0.72
0.793-9.58% (-0.08)
Apr 25, 2024
2024 (Q1)
0.69 / 0.68
0.6515.07% (+0.03)
Jan 24, 2024
2023 (Q4)
0.69 / 0.71
0.57822.66% (+0.13)
Oct 26, 2023
2023 (Q3)
0.69 / 0.72
0.46755.03% (+0.26)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

SWDBY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 23, 2025
$30.83$30.78-0.16%
Jul 17, 2025
$25.01$25.11+0.40%
Apr 29, 2025
$23.53$24.32+3.36%
Jan 23, 2025
$20.00$20.80+4.00%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Swedbank AB (SWDBY) report earnings?
Swedbank AB (SWDBY) is schdueled to report earning on Jan 29, 2026, Before Open (Confirmed).
    What is Swedbank AB (SWDBY) earnings time?
    Swedbank AB (SWDBY) earnings time is at Jan 29, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is SWDBY EPS forecast?
          SWDBY EPS forecast for the fiscal quarter 2025 (Q4) is 0.64.
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