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Stellar Bancorp (STEL)
NYSE:STEL
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.31B. The enterprise value is $1.18B.
Market Cap$1.31B
Enterprise Value$1.18B
Share Statistics
Stellar Bancorp has 52.27M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding52.27M
Owned by Insiders9.61%
Owned by Instutions0.05%
Financial Efficiency
Stellar Bancorp’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 16.59%.
Return on Equity (ROE)7.15%
Return on Assets (ROA)1.05%
Return on Invested Capital (ROIC)16.59%
Return on Capital Employed (ROCE)5.41%
Revenue Per Employee$588,856.305
Profits Per Employee$112,417.4
Employee Count1,023
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Stellar Bancorp is 13.20. Stellar Bancorp’s PEG ratio is -1.08.
PE Ratio13.20
PS Ratio2.52
PB Ratio0.94
Price to Fair Value0.94
Price to FCF11.45
Price to Operating Cash Flow11.45
PEG Ratio-1.08
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $602.40M and earned $115.00M in profits. Earnings per share was $2.15.
Revenue$602.40M
Gross Profit$602.40M
Operating Income$0.00
Pretax Income$144.96M
Net Income$115.00M
EBITDA137.64M
Earnings Per Share (EPS)2.15
Cash Flow
In the last 12 months, operating cash flow was $132.62M and capital expenditures $0.00, giving a free cash flow of $132.62M billion.
Operating Cash Flow$132.62M
Free Cash Flow$132.62M
Free Cash Flow per Share$2.54
Dividends & Yields
Stellar Bancorp pays an annual dividend of $0.14, resulting in a dividend yield of 2.17%
Dividend Per Share$0.14
Dividend Yield2.17%
Payout Ratio24.45%
Free Cash Flow Yield8.74%
Earnings Yield7.58%
Stock Price Statistics
Beta0.93
52-Week Price Change15.34%
50-Day Moving Average27.66
200-Day Moving Average27.06
Relative Strength Index (RSI)36.51
Average Volume (3m)272.26K
Important Dates
Stellar Bancorp upcoming earnings date is Apr 25, 2025, TBA.
Last Earnings DateJan 30, 2025
Next Earnings DateApr 25, 2025
Ex-Dividend DateMar 17, 2025
Financial Position
Stellar Bancorp as a current ratio of 124.96, with Debt / Equity ratio of 0.04
Current Ratio124.96
Quick Ratio124.96
Debt to Market Cap0.05
Net Debt to EBITDA0.00
Interest Coverage Ratio3.03
Taxes
In the past 12 months, Stellar Bancorp has paid $29.96M in taxes.
Income Tax$29.96M
Effective Tax Rate20.67%
Enterprise Valuation
Stellar Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 8.81.
EV to Sales1.94
EV to EBITDA0.00
EV to Free Cash Flow8.81
EV to Operating Cash Flow8.81
Balance Sheet
Stellar Bancorp has $2.09B in cash and marketable securities with $70.11M in debt, giving a net cash position of -$2.02B billion.
Cash & Marketable Securities$2.09B
Total Debt$70.11M
Net Cash-$2.02B
Net Cash Per Share-$38.70
Tangible Book Value Per Share$19.01
Margins
Gross margin is 100.00%, with operating margin of 97.75%, and net profit margin of 19.09%.
Gross Margin100.00%
Operating Margin97.75%
Pretax Margin24.06%
Net Profit Margin19.09%
EBITDA Margin0.00%
EBIT Margin56.34%
Analyst Forecast
The average price target for Stellar Bancorp is $30.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$30.33
Price Target Upside20.79%
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast1.68%
EPS Growth Forecast-10.31%