Education
About Us
Working with TipRanks
Follow Us
Southern States Bancshares (SSBK)
NASDAQ:SSBK
RESEARCH TOOLSreports
Total Valuation
Southern States Bancshares has a market cap or net worth of $311.95M. The enterprise value is $439.98M.
Market Cap$311.95M
Enterprise Value$439.98M
Share Statistics
Southern States Bancshares has 9.92M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9.92M
Owned by Insiders13.90%
Owned by Instutions32.85%
Financial Efficiency
Southern States Bancshares’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 0.83%.
Return on Equity (ROE)12.46%
Return on Assets (ROA)1.22%
Return on Invested Capital (ROIC)0.83%
Return on Capital Employed (ROCE)0.12%
Revenue Per Employee$662,257.282
Profits Per Employee$169,262.136
Employee Count206
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Southern States Bancshares is 8.94. Southern States Bancshares’s PEG ratio is 3.24.
PE Ratio8.94
PS Ratio3.15
PB Ratio1.11
Price to Fair Value1.11
Price to FCF8.17
Price to Operating Cash Flow7.89
PEG Ratio3.24
Income Statement
In the last 12 months, Southern States Bancshares had revenue of $136.43M and earned $34.87M in profits. Earnings per share was $3.80.
Revenue$136.43M
Gross Profit$127.11M
Operating Income$34.10M
Pretax Income$45.59M
Net Income$34.87M
EBITDA31.46M
Earnings Per Share (EPS)3.80
Cash Flow
In the last 12 months, operating cash flow was $39.51M and capital expenditures -$1.36M, giving a free cash flow of $38.12M billion.
Operating Cash Flow$39.51M
Free Cash Flow$38.12M
Free Cash Flow per Share$3.84
Dividends & Yields
Southern States Bancshares pays an annual dividend of $0.09, resulting in a dividend yield of 1.15%
Dividend Per Share$0.09
Dividend Yield1.15%
Payout Ratio9.81%
Free Cash Flow Yield12.24%
Earnings Yield11.19%
Stock Price Statistics
Beta0.59
52-Week Price Change38.05%
50-Day Moving Average32.50
200-Day Moving Average31.98
Relative Strength Index (RSI)46.93
Average Volume (3m)34.02K
Important Dates
Southern States Bancshares upcoming earnings date is Apr 28, 2025, Before Open.
Last Earnings DateJan 21, 2025
Next Earnings DateApr 28, 2025
Ex-Dividend DateFeb 3, 2025
Financial Position
Southern States Bancshares as a current ratio of 107.87, with Debt / Equity ratio of 0.47
Current Ratio107.87
Quick Ratio107.87
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.04
Taxes
In the past 12 months, Southern States Bancshares has paid $10.72M in taxes.
Income Tax$10.72M
Effective Tax Rate23.52%
Enterprise Valuation
Southern States Bancshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 10.89.
EV to Sales4.19
EV to EBITDA0.00
EV to Free Cash Flow10.89
EV to Operating Cash Flow10.52
Balance Sheet
Southern States Bancshares has $299.42M in cash and marketable securities with $131.22M in debt, giving a net cash position of -$168.20M billion.
Cash & Marketable Securities$299.42M
Total Debt$131.22M
Net Cash-$168.20M
Net Cash Per Share-$16.95
Tangible Book Value Per Share$25.41
Margins
Gross margin is 171.33%, with operating margin of 3.35%, and net profit margin of 35.19%.
Gross Margin171.33%
Operating Margin3.35%
Pretax Margin46.01%
Net Profit Margin35.19%
EBITDA Margin0.00%
EBIT Margin-2.13%
Analyst Forecast
The average price target for Southern States Bancshares is $43.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$43.00
Price Target Upside36.77%
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast21.46%
EPS Growth Forecast2.49%