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South Plains Financial (SPFI)
:SPFI
Total Valuation
South Plains Financial has a market cap or net worth of $516.13M. The enterprise value is $661.51M.
Market Cap$516.13M
Enterprise Value$661.51M
Share Statistics
South Plains Financial has 16.24M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16.24M
Owned by Insiders27.79%
Owned by Instutions9.12%
Financial Efficiency
South Plains Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 24.84%.
Return on Equity (ROE)11.33%
Return on Assets (ROA)1.17%
Return on Invested Capital (ROIC)24.84%
Return on Capital Employed (ROCE)5.60%
Revenue Per Employee$454,344.697
Profits Per Employee$94,160.985
Employee Count528
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of South Plains Financial is 11.47. South Plains Financial’s PEG ratio is -0.70.
PE Ratio11.47
PS Ratio2.37
PB Ratio1.30
Price to Fair Value1.30
Price to FCF9.60
Price to Operating Cash Flow9.60
PEG Ratio-0.70
Income Statement
In the last 12 months, South Plains Financial had revenue of $239.89M and earned $49.72M in profits. Earnings per share was $3.03.
Revenue$239.89M
Gross Profit$239.89M
Operating Income-$2.52M
Pretax Income$63.29M
Net Income$49.72M
EBITDA26.64M
Earnings Per Share (EPS)3.03
Cash Flow
In the last 12 months, operating cash flow was $59.38M and capital expenditures -$1.03M, giving a free cash flow of $58.35M billion.
Operating Cash Flow$59.38M
Free Cash Flow$58.35M
Free Cash Flow per Share$3.59
Dividends & Yields
South Plains Financial pays an annual dividend of $0.58, resulting in a dividend yield of 1.82%
Dividend Per Share$0.58
Dividend Yield1.82%
Payout Ratio19.86%
Free Cash Flow Yield10.41%
Earnings Yield8.72%
Stock Price Statistics
Beta0.80
52-Week Price Change26.75%
50-Day Moving Average33.56
200-Day Moving Average33.87
Relative Strength Index (RSI)43.59
Average Volume (3m)45.61K
Important Dates
South Plains Financial upcoming earnings date is Apr 24, 2025, Before Open.
Last Earnings DateJan 24, 2025
Next Earnings DateApr 24, 2025
Ex-Dividend DateFeb 3, 2025
Financial Position
South Plains Financial as a current ratio of 0.00, with Debt / Equity ratio of 0.25
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.19
Net Debt to EBITDA0.00
Interest Coverage Ratio2.53
Taxes
In the past 12 months, South Plains Financial has paid $13.57M in taxes.
Income Tax$13.57M
Effective Tax Rate21.45%
Enterprise Valuation
South Plains Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 10.55.
EV to Sales2.60
EV to EBITDA0.00
EV to Free Cash Flow10.55
EV to Operating Cash Flow10.55
Balance Sheet
South Plains Financial has $631.35M in cash and marketable securities with $110.35M in debt, giving a net cash position of -$521.00M billion.
Cash & Marketable Securities$631.35M
Total Debt$110.35M
Net Cash-$521.00M
Net Cash Per Share-$32.09
Tangible Book Value Per Share$25.46
Margins
Gross margin is 100.00%, with operating margin of 98.43%, and net profit margin of 20.64%.
Gross Margin100.00%
Operating Margin98.43%
Pretax Margin26.27%
Net Profit Margin20.64%
EBITDA Margin0.00%
EBIT Margin-2.70%
Analyst Forecast
The average price target for South Plains Financial is $45.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$45.00
Price Target Upside42.18%
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast13.74%
EPS Growth Forecast-18.39%