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SmartFinancial (SMBK)
NYSE:SMBK
Total Valuation
SmartFinancial has a market cap or net worth of $514.61M. The enterprise value is $486.34M.
Market Cap$514.61M
Enterprise Value$486.34M
Share Statistics
SmartFinancial has 17,017,548 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17,017,548
Owned by Insiders15.37%
Owned by Institutions0.59%
Financial Efficiency
SmartFinancial’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 25.64%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)25.64%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee420.63K
Profits Per Employee60.54K
Employee Count597
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SmartFinancial is 14.37. SmartFinancial’s PEG ratio is 0.53.
PE Ratio14.37
PS Ratio3.17
PB Ratio1.06
Price to Fair Value1.06
Price to FCF9.86
Price to Operating Cash Flow9.86
PEG Ratio0.53
Income Statement
In the last 12 months, SmartFinancial had revenue of 251.12M and earned 36.14M in profits. Earnings per share was 2.16.
Revenue251.12M
Gross Profit251.12M
Operating Income249.80M
Pretax Income45.46M
Net Income36.14M
EBITDA0.00
Earnings Per Share (EPS)2.16
Cash Flow
In the last 12 months, operating cash flow was 52.70M and capital expenditures -1.33M, giving a free cash flow of 51.37M billion.
Operating Cash Flow52.70M
Free Cash Flow51.37M
Free Cash Flow per Share3.02
Dividends & Yields
SmartFinancial pays an annual dividend of $0.316, resulting in a dividend yield of 1.13%
Dividend Per Share$0.316
Dividend Yield1.13%
Payout Ratio14.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.99
52-Week Price Change46.67%
50-Day Moving Average31.69
200-Day Moving Average31.10
Relative Strength Index (RSI)52.50
Average Volume (3m)55.52K
Important Dates
SmartFinancial upcoming earnings date is Jul 28, 2025, TBA Not Confirmed.
Last Earnings DateApr 21, 2025
Next Earnings DateJul 28, 2025
Ex-Dividend DateMay 02, 2025
Financial Position
SmartFinancial as a current ratio of 144.71, with Debt / Equity ratio of 0.86%
Current Ratio144.71
Quick Ratio144.71
Debt to Market Cap0.08
Net Debt to EBITDA0.00
Interest Coverage Ratio2.20
Taxes
In the past 12 months, SmartFinancial has paid 9.32M in taxes.
Income Tax9.32M
Effective Tax Rate0.20
Enterprise Valuation
SmartFinancial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 8.86.
EV to Sales1.86
EV to EBITDA0.00
EV to Free Cash Flow8.86
EV to Operating Cash Flow8.86
Balance Sheet
SmartFinancial has $684.73M in cash and marketable securities with $72.30M in debt, giving a net cash position of -$641.05M billion.
Cash & Marketable Securities$684.73M
Total Debt$72.30M
Net Cash-$641.05M
Net Cash Per Share-$37.67
Tangible Book Value Per Share$23.06
Margins
Gross margin is 109.89%, with operating margin of 99.47%, and net profit margin of 14.39%.
Gross Margin109.89%
Operating Margin99.47%
Pretax Margin18.10%
Net Profit Margin14.39%
EBITDA Margin0.00%
EBIT Margin63.41%
Analyst Forecast
The average price target for SmartFinancial is $36.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$36.00
Price Target Upside19.05% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast18.62%
EPS Growth Forecast26.65%