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SBKO Stock Chart & Stats
$22.93
-$0.12(-0.51%)
At close: 4:00 PM EDT
$22.93
-$0.12(-0.51%)
Day’s Range― - ―
52-Week Range$14.90 - $23.54
Previous CloseN/A
Volume800.00
Average Volume (3M)3.77K
Market Cap
$182.54M
Enterprise Value$72.98
Total Cash (Recent Filing)$177.68M
Total Debt (Recent Filing)$18.53M
Price to Earnings (P/E)10.9
Beta0.13
Next Earnings
Oct 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.05
Shares Outstanding7,754,000
10 Day Avg. Volume4,095
30 Day Avg. Volume3,765
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.12
Price to Sales (P/S)1.69
P/FCF Ratio5.11
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Leverage / Strong Equity BaseA materially lower debt-to-equity (~0.19) and steady equity build improve loss-absorption and funding resilience. For a regional community bank, conservative leverage reduces insolvency risk, supports regulatory flexibility, and enables capital to absorb credit cycles or fund selective growth over the next 2–6 months.
Improving Revenue And Solid MarginsRecent double-digit top-line growth with healthy net and EBIT margins indicates the bank is regaining momentum while converting revenue to profit. Durable revenue expansion and existing margin levels provide room for reinvestment, loan growth, or reserve building, supporting sustainable earnings over coming quarters.
Strong Cash Generation / FCF QualityOperating cash flow that closely tracks net income and FCF to net income near 1.0 signals high earnings quality and real cash conversion. Reliable cash generation enhances ability to fund loan originations, cover provisions, and maintain liquidity without frequent external financing over the medium term.
Bears Say
Volatile Margins And Cash FlowMaterial year-to-year swings in margins and cash-flow metrics indicate earnings are sensitive to interest-rate, funding mix, and timing effects. That variability raises forecasting uncertainty, complicates reserve planning, and could pressure capital or dividends if adverse credit or rate moves persist over months.
Returns Below Prior PeaksROE recovering but still below prior-cycle peaks suggests profitability hasn’t fully normalized. If the bank cannot restore higher return levels, capital deployment choices (loan growth, dividends, buybacks) could be constrained, limiting long-term shareholder return potential amid competitive pressure.
Concentrated Community Bank ExposureA localized, community-bank model concentrates credit and deposit risks geographically and by sector. That structural concentration increases sensitivity to local economic downturns and competitive pressure from larger banks or fintechs, potentially amplifying credit losses or deposit volatility over a multi-month horizon.
SBKO FAQ
What was Summit Bank’s price range in the past 12 months?
Summit Bank lowest stock price was $14.90 and its highest was $23.54 in the past 12 months.
What is Summit Bank’s market cap?
Summit Bank’s market cap is $182.54M.
When is Summit Bank’s upcoming earnings report date?
Summit Bank’s upcoming earnings report date is Oct 21, 2026 which is in 78 days.
How were Summit Bank’s earnings last quarter?
Summit Bank released its earnings results on Jul 22, 2026. The company reported $0.52 earnings per share for the quarter, beating the consensus estimate of N/A by $0.52.
Is Summit Bank overvalued?
According to Wall Street analysts Summit Bank’s price is currently Overvalued.
Does Summit Bank pay dividends?
Summit Bank does not currently pay dividends.
What is Summit Bank’s EPS estimate?
Summit Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Summit Bank have?
Summit Bank has 7,754,000 shares outstanding.
What happened to Summit Bank’s price movement after its last earnings report?
Summit Bank reported an EPS of $0.52 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.311%.
Which hedge fund is a major shareholder of Summit Bank?
Currently, no hedge funds are holding shares in SBKO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Summit Bank Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.07%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.22%
Trailing 12-Months
Company Description
Summit Bank
Summit Bank Group, Inc., together with its subsidiaries, commercial banking, financing, real estate lending, and other services in Lane, Deschutes, Multnomah, and Washington counties in Oregon. It accepts various deposit products; certificate of deposit and money market accounts; and offers loan products, including commercial real estate, multi-family real estate, commercial and industrial, and secured and unsecured consumer loans, as well as real estate acquisition, development, and construction loans. The company also provides retail lockbox, online and mobile banking, remote deposit capture, and debit and credit card services. The company was founded in 2004 and is based in Eugene, Oregon.
Technical Analysis
SB Financial Group
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Rhinebeck Bancorp
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SR Bancorp, Inc.
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Ownership Overview
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Insiders
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Mutual Funds
0.78% Other Institutional Investors
99.22% Public Companies and
Individual Investors