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Ready Capital (RC)
:RC
RC Stock Chart & Stats
Day’s Range― - ―
52-Week Range$4.74 - $9.54
Previous CloseN/A
Volume592.80K
Average Volume (3M)3.29M
Market Cap
$841.96M
Enterprise Value$9.40B
Total Cash (Recent Filing)$143.80M
Total Debt (Recent Filing)$437.85M
Price to Earnings (P/E)―
Beta1.32
Next Earnings
May 01, 2025EPS Estimate
0.14Next Dividend Ex-Date
Mar 31, 2025Dividend Yield22.45%
Share Statistics
EPS (TTM)-2.69
Shares Outstanding171,827,960
10 Day Avg. Volume2,534,550
30 Day Avg. Volume3,289,880
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)27.97
Price to Cash Flow (P/CF)0.90
P/FCF Ratio0.80
Enterprise Value/Market Cap11.16
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit-92.36
Enterprise Value/Ebitda-100.01
Forecast
1Y Price Target
$6.67Price Target Upside34.21% Upside
Rating ConsensusHold
Number of Analyst Covering7
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Bulls Say, Bears Say
Bulls Say
Loan OriginationsRC closed $784.3M of total loan originations and acquisitions, with high-margin SBA originations being very solid.
Strategic ManagementAnalyst's recommendation for Ready Capital stock is based on the company's strategic management changes and legal actions that have become clearer.
Bears Say
Dividend ReductionThe company's quarterly dividend was reduced by 50% to preserve liquidity.
Financial StressDistributable earnings did not cover the new dividend, indicating financial stress.
Loan LossesDistributable earnings were negatively impacted by $89M, or $0.53 per share, in realized loan losses.
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Ownership Overview
1.32% Insiders
10.48% Mutual Funds
9.90% Other Institutional Investors
51.29% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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RC FAQ
What was Ready Capital’s price range in the past 12 months?
Ready Capital lowest stock price was $4.74 and its highest was $9.54 in the past 12 months.
What is Ready Capital’s market cap?
Ready Capital’s market cap is $841.96M.
When is Ready Capital’s upcoming earnings report date?
Ready Capital’s upcoming earnings report date is May 01, 2025 which is in 34 days.
How were Ready Capital’s earnings last quarter?
Ready Capital released its earnings results on Mar 03, 2025. The company reported -$0.03 earnings per share for the quarter, missing the consensus estimate of $0.191 by -$0.221.
Is Ready Capital overvalued?
According to Wall Street analysts Ready Capital’s price is currently Undervalued.
Does Ready Capital pay dividends?
Ready Capital pays a Quarterly dividend of $0.8 which represents an annual dividend yield of 22.45%. See more information on Ready Capital dividends here
What is Ready Capital’s EPS estimate?
Ready Capital’s EPS estimate is 0.14.
How many shares outstanding does Ready Capital have?
Ready Capital has 171,827,960 shares outstanding.
What happened to Ready Capital’s price movement after its last earnings report?
Ready Capital reported an EPS of -$0.03 in its last earnings report, missing expectations of $0.191. Following the earnings report the stock price went down -26.84%.
Which hedge fund is a major shareholder of Ready Capital?
Currently, no hedge funds are holding shares in RC
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Ready Capital Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$6.67 (34.21% Upside)
$6.67 (34.21% Upside)
Blogger Sentiment
Neutral
RC Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 60.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $703.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 7.4%
Last 30 Days ▼ 7.4%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-37.12%
12-Months-Change
Fundamentals
Return on Equity
-19.41%
Trailing 12-Months
Asset Growth
-18.48%
Trailing 12-Months
Company Description
Ready Capital
Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originate SBC loans secured by stabilized or transitional investor properties using various loan origination channels. The Small Business Lending segment, through its subsidiary, ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, through its subsidiary, GMFS, LLC, originates residential mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.
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RC Company Deck
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RC Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflects a company undertaking aggressive measures to stabilize and recover from current financial challenges. While there is significant growth in small business lending and strategic actions to improve the core portfolio, the reduction in book value per share, GAAP losses, and dividend cut highlight ongoing difficulties.Read More>---
RC Stock 12 Month Forecast
Average Price Target
$6.67
▲(34.21% Upside)
Technical Analysis
Apollo Real Estate
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Arbor Realty
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Blackstone Mortgage
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Starwood Property
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Ladder Capital
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Best Analysts Covering RC
1 Year
1 Year Success Rate
8/9 ratings generated profit
1 Year Average Return
+27.22%
reiterated a sell rating 24 days ago
Copying Jade Rahmani's trades and holding each position for 1 Year would result in 88.89% of your transactions generating a profit, with an average return of +27.22% per trade.
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