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Provident Bancorp Inc (PVBC)
NASDAQ:PVBC
US Market

Provident Bancorp (PVBC) Stock Statistics & Valuation Metrics

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Total Valuation

Provident Bancorp has a market cap or net worth of $190.16M. The enterprise value is $213.14M.
Market Cap$190.16M
Enterprise Value$213.14M

Share Statistics

Provident Bancorp has 17.79M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17.79M
Owened by Insiders9.03%
Owened by Instutions24.91%

Financial Efficiency

Provident Bancorp’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 0.78%.
Return on Equity (ROE)3.15%
Return on Assets (ROA)0.46%
Return on Invested Capital (ROIC)0.78%
Return on Capital Employed (ROCE)1.00%
Revenue Per Employee$435,214.689
Profits Per Employee$41,079.096
Employee Count177
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Provident Bancorp is 26.51. Provident Bancorp’s PEG ratio is -0.76.
PE Ratio26.51
PS Ratio3.48
PB Ratio0.83
Price to Fair Value0.83
Price to FCF0.00
Price to Operating Cash Flow0.00
PEG Ratio-0.76

Income Statement

In the last 12 months, Provident Bancorp had revenue of $77.03M and earned $7.27M in profits. Earnings per share was $0.43.
Revenue$77.03M
Gross Profit$90.19M
Operating Income$12.28M
Pretax Income$9.38M
Net Income$7.27M
EBITDA-4.20M
Earnings Per Share (EPS)0.43

Cash Flow

In the last 12 months, operating cash flow was $6.96M and capital expenditures $0.00, giving a free cash flow of $6.96M billion.
Operating Cash Flow$6.96M
Free Cash Flow$6.96M
Free Cash Flow per Share$0.39

Dividends & Yields

Provident Bancorp pays an annual dividend of $0.04, resulting in a dividend yield of
Dividend Per Share$0.04
Dividend Yield
Payout Ratio
Free Cash Flow Yield0.00%
Earnings Yield3.77%

Stock Price Statistics

Beta0.54
52-Week Price Change35.49%
50-Day Moving Average11.80
200-Day Moving Average11.11
Relative Strength Index (RSI)46.08
Average Volume (3m)24.24K

Important Dates

Provident Bancorp upcoming earnings date is Apr 24, 2025, After Close.
Last Earnings DateJan 23, 2025
Next Earnings DateApr 24, 2025
Ex-Dividend DateAug 11, 2022

Financial Position

Provident Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 0.04
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.05
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Provident Bancorp has paid $2.11M in taxes.
Income Tax$2.11M
Effective Tax Rate22.49%

Enterprise Valuation

Provident Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 0.00.
EV to Sales0.60
EV to EBITDA0.00
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00

Balance Sheet

Provident Bancorp has $169.14M in cash and marketable securities with $9.56M in debt, giving a net cash position of -$159.58M billion.
Cash & Marketable Securities$169.14M
Total Debt$9.56M
Net Cash-$159.58M
Net Cash Per Share-$8.97
Tangible Book Value Per Share$13.67

Margins

Gross margin is 100.00%, with operating margin of 28.79%, and net profit margin of 13.12%.
Gross Margin100.00%
Operating Margin28.79%
Pretax Margin16.93%
Net Profit Margin13.12%
EBITDA Margin0.00%
EBIT Margin57.59%

Analyst Forecast

The average price target for Provident Bancorp is $12.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$12.00
Price Target Upside12.25%
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast-2.04%
EPS Growth Forecast-34.22%

Scores

Smart Score5
AI Score55
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