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Primerica (PRI)
NYSE:PRI
Earnings Data
Report Date
Aug 06, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
5.24Last Year’s EPS
4.71Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 1.99%
|Next Earnings Date:Aug 06, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong financial performance and significant growth in the Investment and Savings Products segment and mortgage business. However, challenges were noted in recruiting, new life licenses, and term life sales due to economic uncertainty and cost of living pressures. Overall, while there are significant achievements, the challenges faced indicate a more cautious outlook.Company Guidance
During the Primerica First Quarter 2025 earnings call, the company provided several key metrics and guidance for the year. Primerica reported an adjusted net operating income of $168 million, a 14% increase year-over-year, and a diluted adjusted operating EPS of $5.02, up 20%. The company returned $153 million to shareholders through $118 million in share repurchases and $35 million in dividends. Despite a 9% decline in recruiting and a 5% decrease in new life licenses, the total number of life-licensed representatives grew 7% compared to March 2024. Primerica issued 86,415 new Term Life policies, representing $28 billion in new protection, with productivity slightly below historical levels at 0.19 policies per rep. The ISP segment saw strong growth, with total sales of $3.6 billion, a 28% increase year-over-year, and net inflows of $839 million. The company maintains a full-year sales growth expectation in the mid-to-high single digits for 2025. In the Mortgage business, U.S. closed loans were up 31% to $93.5 million, and Canadian closed loans increased by 78% to $43.3 million. Primerica emphasized its resilient business model, with a focus on financial education and support for middle-income families, and highlighted plans to grow its sales force by around 3% in 2025.Strong Financial Results Amid Economic Uncertainty
Adjusted net operating income for the quarter was $168 million, up 14% year-over-year, while diluted adjusted operating EPS increased 20% to $5.02.
Investment and Savings Products Segment Growth
Total sales during the quarter were $3.6 billion, up 28% year-over-year. Net inflows were very strong at $839 million versus $274 million in the prior year period.
Mortgage Business Performance
In the U.S., closed loans reached $93.5 million, up 31%. In Canada, closed loans were $43.3 million, up 78%.
Strong Capital Position
Primerica Life estimated RBC ratio was 470%, with the holding company ending the quarter with $407 million in cash and invested assets.
Shareholder Returns
Returned $153 million to stockholders through $118 million in share repurchases and $35 million in regular dividends.
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PRI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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PRI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| May 07, 2025 | $266.70 | $272.00 | +1.99% |
| Feb 11, 2025 | $289.06 | $277.89 | -3.86% |
| Nov 06, 2024 | $289.03 | $288.68 | -0.12% |
| Aug 07, 2024 | $240.84 | $246.76 | +2.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Primerica (PRI) report earnings?
Primerica (PRI) is schdueled to report earning on Aug 06, 2025, TBA Not Confirmed.
What is Primerica (PRI) earnings time?
Primerica (PRI) earnings time is at Aug 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PRI EPS forecast?
PRI EPS forecast for the fiscal quarter 2025 (Q2) is 5.24.
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