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Pinnacle Bankshares (PPBN) Price & Analysis

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PPBN Stock Chart & Stats

$44.02

-$0.12(-0.40%)

At close: Jan 08 4:00 PM EST

$44.02

-$0.12(-0.40%)

Day’s Range― - ―

52-Week Range$32.58 - $58.05

Previous CloseN/A

Volume1.05K

Average Volume (3M)716.00

Market Cap

$123.79M

Enterprise Value$5.92M

Total Cash (Recent Filing)$297.68M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)3.4

Beta0.22

Next Earnings

Jul 28, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2%

Share Statistics

EPS (TTM)16.83

Shares Outstanding2,171,235

10 Day Avg. Volume182

30 Day Avg. Volume716

Financial Highlights & Ratios

PEG Ratio0.56

Price to Book (P/B)1.40

Price to Sales (P/S)2.11

P/FCF Ratio12.86

Enterprise Value/Market Cap0.05

Enterprise Value/Revenue0.10

Enterprise Value/Gross Profit0.12

Enterprise Value/Ebitda0.15

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Sustained Revenue GrowthA more-than doubling of revenue over five years shows durable top-line expansion and successful scaling of core banking activities. This sustained growth supports diversification of income sources and provides a structural base for continued investment in branches, technology, or lending capacity over the next several quarters.

Improving Profitability And ReturnsNet margin near 22.5% and ROE approaching 15% indicate efficient operations and attractive core earnings power for a regional bank. These durable profitability metrics suggest the business can generate internal capital to support growth and dividends even through modest economic variability.

Conservative Balance Sheet PostureA sharply reduced reported debt-to-equity and rising equity levels point to low financial leverage and a stronger capital cushion. This structural strength enhances resilience to credit losses or rate shocks and preserves capacity to fund loan growth or absorb provisioning over the medium term.

Bears Say

Inconsistent Cash GenerationMaterial year-to-year swings in operating and free cash flow reduce confidence in cash conversion consistency. For a bank, uneven cash generation can constrain lending capacity, dividend coverage and capital allocation flexibility, making long-term planning and stress absorption more challenging.

Earnings Volatility / Cycle SensitivityLarge swings in net income across consecutive years imply earnings are materially exposed to interest-rate movements or credit conditions. This structural sensitivity can make forward earnings less predictable and requires higher provisioning or capital buffers during adverse credit cycles.

Limited Scale And Market LiquidityA small workforce and very low average trading volume point to limited scale and thin public liquidity. Structurally, smaller regional banks face higher per-unit costs, narrower diversification, and potential funding constraints versus larger peers, reducing strategic optionality over time.

PPBN FAQ

What was Pinnacle Bankshares Corporation’s price range in the past 12 months?

Pinnacle Bankshares Corporation lowest stock price was $32.58 and its highest was $58.05 in the past 12 months.

What is Pinnacle Bankshares Corporation’s market cap?

Pinnacle Bankshares Corporation’s market cap is $123.79M.

When is Pinnacle Bankshares Corporation’s upcoming earnings report date?

Pinnacle Bankshares Corporation’s upcoming earnings report date is Jul 28, 2026 which is in 6 days.

How were Pinnacle Bankshares Corporation’s earnings last quarter?

Pinnacle Bankshares Corporation released its earnings results on Apr 28, 2026. The company reported $1.39 earnings per share for the quarter, beating the consensus estimate of N/A by $1.39.

Is Pinnacle Bankshares Corporation overvalued?

According to Wall Street analysts Pinnacle Bankshares Corporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Pinnacle Bankshares Corporation pay dividends?

Pinnacle Bankshares Corporation pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2%. See more information on Pinnacle Bankshares Corporation dividends here

What is Pinnacle Bankshares Corporation’s EPS estimate?

Pinnacle Bankshares Corporation’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Pinnacle Bankshares Corporation have?

Pinnacle Bankshares Corporation has 2,171,235 shares outstanding.

What happened to Pinnacle Bankshares Corporation’s price movement after its last earnings report?

Pinnacle Bankshares Corporation reported an EPS of $1.39 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Pinnacle Bankshares Corporation?

Currently, no hedge funds are holding shares in PPBN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Pinnacle Bankshares Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

2.00%

Trailing 12-Months

Asset Growth

2.03%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Pinnacle Bankshares Corporation

Pinnacle Bankshares Corporation operates as a bank holding company for First National Bank that provides a range of commercial and retail banking products and services in the United States. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial loans, lines of credit, and letters of credit. It also provides credit cards; insurance products, including property and casualty, life, and health; treasury and other services; investment and annuity products; and overdraft protection, merchant bankcard processing, reorder checks, remote deposit capture, online bill pay, digital wallet, mobile capture, night drop, safe deposit box, merchant, and notary services, as well as telephone, mobile, and online banking services. The company operates through branches in Amherst County, Bedford County, Campbell County, and Pittsylvania County; and the city of Danville, Lynchburg and Charlottesville. Pinnacle Bankshares Corporation was founded in 1908 and is headquartered in Altavista, Virginia.