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Newtek Business (NEWT)
NASDAQ:NEWT
US Market

Newtek Business (NEWT) Ratios

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Newtek Business Ratios

NEWT's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, NEWT's free cash flow was decreased by $ and operating cash flow was
gt;-0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.15 15.87 0.19 4.69 2.21
Quick Ratio
1.15 15.87 0.19 -16.87 -1.79
Cash Ratio
0.26 1.58 0.14 0.22 0.08
Solvency Ratio
0.03 0.04 0.20 0.21 0.17
Operating Cash Flow Ratio
-5.72 -1.16 -0.16 12.89 0.64
Short-Term Operating Cash Flow Coverage
0.00 -2.32 -1.12 0.00 0.00
Net Current Asset Value
$ -1.73B$ 36.24M$ -550.68M$ -601.35M$ -440.71M
Leverage Ratios
Debt-to-Assets Ratio
0.35 0.45 0.55 0.46 0.55
Debt-to-Equity Ratio
2.41 2.59 1.46 1.19 1.36
Debt-to-Capital Ratio
0.71 0.72 0.59 0.54 0.58
Long-Term Debt-to-Capital Ratio
0.00 0.71 0.00 0.54 0.00
Financial Leverage Ratio
6.95 5.77 2.66 2.62 2.48
Debt Service Coverage Ratio
-0.22 1.21 0.20 5.13 2.96
Interest Coverage Ratio
-1.87 1.44 2.47 4.17 1.82
Debt to Market Cap
0.00 1.94 0.14 0.75 0.00
Interest Debt Per Share
31.90 29.34 23.71 22.01 22.62
Net Debt to EBITDA
0.00 4.16 21.24 4.49 8.82
Profitability Margins
Gross Profit Margin
100.00%82.50%80.81%79.83%75.07%
EBIT Margin
-0.75%48.52%62.30%71.88%68.77%
EBITDA Margin
0.00%49.66%22.10%72.08%69.31%
Operating Profit Margin
-63.76%38.53%61.90%57.84%43.52%
Pretax Profit Margin
28.89%17.92%36.87%57.84%43.52%
Net Profit Margin
21.39%18.70%30.72%56.94%44.85%
Continuous Operations Profit Margin
21.39%18.70%30.72%56.94%44.85%
Net Income Per EBT
74.03%104.31%83.33%98.45%103.06%
EBT Per EBIT
-45.31%46.52%59.56%100.00%100.00%
Return on Assets (ROA)
2.47%3.29%3.23%7.96%4.00%
Return on Equity (ROE)
17.16%19.00%8.61%20.83%9.91%
Return on Capital Employed (ROCE)
-7.46%7.17%10.65%8.17%4.01%
Return on Invested Capital (ROIC)
-457.45%7.31%-21.51%10.43%4.73%
Return on Tangible Assets
2.49%3.46%3.34%8.18%4.13%
Earnings Yield
15.96%14.14%8.22%13.36%8.07%
Efficiency Ratios
Receivables Turnover
0.00 1.27K 0.00 3.02 1.27
Payables Turnover
0.00 0.00 0.00 0.00 0.91
Inventory Turnover
0.00 0.00 0.00 0.13 0.17
Fixed Asset Turnover
41.80 44.40 16.22 20.21 10.81
Asset Turnover
0.12 0.18 0.11 0.14 0.09
Working Capital Turnover Ratio
0.42 0.61 -0.77 4.01 1.50
Cash Conversion Cycle
0.00 0.29 0.00 3.01K 2.04K
Days of Sales Outstanding
0.00 0.29 0.00 120.87 286.52
Days of Inventory Outstanding
0.00 0.00 0.00 2.89K 2.15K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 400.27
Operating Cycle
0.00 0.29 0.00 3.01K 2.44K
Cash Flow Ratios
Operating Cash Flow Per Share
-6.13 -3.65 -2.58 6.18 0.84
Free Cash Flow Per Share
-6.15 -3.67 -2.58 6.18 0.84
CapEx Per Share
0.02 0.02 <0.01 0.00 <0.01
Free Cash Flow to Operating Cash Flow
1.00 1.01 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
-173.88 -6.07 -0.97 2.01 0.42
Capital Expenditure Coverage Ratio
-348.55 -193.45 -5.67K 0.00 1.78K
Operating Cash Flow Coverage Ratio
-0.21 -0.14 -0.11 0.29 0.04
Operating Cash Flow to Sales Ratio
-0.64 -0.35 -0.59 0.95 0.24
Free Cash Flow Yield
-48.17%-26.60%-15.88%22.37%4.26%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
6.26 7.07 12.17 7.49 12.38
Price-to-Sales (P/S) Ratio
1.34 1.32 3.74 4.26 5.55
Price-to-Book (P/B) Ratio
1.08 1.34 1.05 1.56 1.23
Price-to-Free Cash Flow (P/FCF) Ratio
-2.08 -3.76 -6.30 4.47 23.45
Price-to-Operating Cash Flow Ratio
-2.08 -3.78 -6.30 4.47 23.44
Price-to-Earnings Growth (PEG) Ratio
1.48 0.17 -0.19 0.06 -0.49
Price-to-Fair Value
1.08 1.34 1.05 1.56 1.23
Enterprise Value Multiple
0.00 6.83 38.16 10.41 16.84
EV to EBITDA
0.00 6.83 38.16 10.41 16.84
EV to Sales
4.32 3.39 8.43 7.50 11.67
EV to Free Cash Flow
-6.69 -9.63 -14.21 7.87 49.27
EV to Operating Cash Flow
-6.71 -9.68 -14.21 7.87 49.25
Tangible Book Value Per Share
11.29 7.69 14.26 16.49 14.82
Shareholders’ Equity Per Share
11.88 10.26 15.51 17.72 16.05
Tax and Other Ratios
Effective Tax Rate
0.26 -0.04 0.17 0.02 -0.03
Revenue Per Share
9.53 10.43 4.35 6.48 3.54
Net Income Per Share
2.04 1.95 1.34 3.69 1.59
Tax Burden
0.74 1.04 0.83 0.98 1.03
Interest Burden
-38.50 0.37 0.59 0.80 0.63
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.42 0.09 0.14 0.09 0.13
Stock-Based Compensation to Revenue
0.02 0.00 0.02 0.01 <0.01
Income Quality
-3.01 -1.87 -1.93 1.67 0.53
Currency in USD
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