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Navient (NAVI)
NASDAQ:NAVI
Total Valuation
Navient has a market cap or net worth of $1.13B. The enterprise value is $47.64B.
Market Cap$1.13B
Enterprise Value$47.64B
Share Statistics
Navient has 102.28M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding102.28M
Owned by Insiders2.29%
Owned by Instutions41.48%
Financial Efficiency
Navient’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 83.38%.
Return on Equity (ROE)4.96%
Return on Assets (ROA)0.25%
Return on Invested Capital (ROIC)83.38%
Return on Capital Employed (ROCE)6.03%
Revenue Per Employee$1,813,809.524
Profits Per Employee$62,380.952
Employee Count2,100
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Navient is 11.06. Navient’s PEG ratio is -0.31.
PE Ratio11.06
PS Ratio0.38
PB Ratio0.55
Price to Fair Value0.55
Price to FCF3.16
Price to Operating Cash Flow3.16
PEG Ratio-0.31
Income Statement
In the last 12 months, Navient had revenue of $3.81B and earned $131.00M in profits. Earnings per share was $1.17.
Revenue$3.81B
Gross Profit$3.49B
Operating Income$2.81B
Pretax Income$174.00M
Net Income$131.00M
EBITDA3.27B
Earnings Per Share (EPS)1.17
Cash Flow
In the last 12 months, operating cash flow was $459.00M and capital expenditures $0.00, giving a free cash flow of $459.00M billion.
Operating Cash Flow$459.00M
Free Cash Flow$459.00M
Free Cash Flow per Share$4.49
Dividends & Yields
Navient pays an annual dividend of $0.16, resulting in a dividend yield of 5.81%
Dividend Per Share$0.16
Dividend Yield5.81%
Payout Ratio32.28%
Free Cash Flow Yield31.69%
Earnings Yield9.04%
Stock Price Statistics
Beta1.04
52-Week Price Change-28.83%
50-Day Moving Average13.17
200-Day Moving Average14.27
Relative Strength Index (RSI)34.77
Average Volume (3m)846.07K
Important Dates
Navient upcoming earnings date is Apr 30, 2025, After Close.
Last Earnings DateJan 29, 2025
Next Earnings DateApr 30, 2025
Ex-Dividend DateMar 7, 2025
Financial Position
Navient as a current ratio of 0.41, with Debt / Equity ratio of 1.94
Current Ratio0.41
Quick Ratio0.41
Debt to Market Cap3.54
Net Debt to EBITDA1.08
Interest Coverage Ratio0.86
Taxes
In the past 12 months, Navient has paid $43.00M in taxes.
Income Tax$43.00M
Effective Tax Rate24.71%
Enterprise Valuation
Navient EV to EBITDA ratio is 1.59, with an EV/FCF ratio of 9.76.
EV to Sales1.18
EV to EBITDA1.59
EV to Free Cash Flow9.76
EV to Operating Cash Flow9.76
Balance Sheet
Navient has $2.10B in cash and marketable securities with $5.13B in debt, giving a net cash position of $3.03B billion.
Cash & Marketable Securities$2.10B
Total Debt$5.13B
Net Cash$3.03B
Net Cash Per Share$29.64
Tangible Book Value Per Share$20.22
Margins
Gross margin is 91.70%, with operating margin of 73.85%, and net profit margin of 3.44%.
Gross Margin91.70%
Operating Margin73.85%
Pretax Margin4.57%
Net Profit Margin3.44%
EBITDA Margin73.85%
EBIT Margin90.50%
Analyst Forecast
The average price target for Navient is $13.13, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$13.13
Price Target Upside19.26%
Analyst ConsensusHold
Analyst Count8
Revenue Growth Forecast-14.40%
EPS Growth Forecast-34.34%