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Marqeta (MQ)
NASDAQ:MQ
Earnings Data
Report Date
May 13, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
-0.05Last Year’s EPS
-0.07Same Quarter Last Year
Based on 9 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 26, 2025
|% Change Since: 22.22%
|Next Earnings Date:May 07, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant growth in TPV and revenue, alongside strategic partnerships and international momentum. However, leadership changes, program launch delays, and renewal pricing pressures pose challenges. Overall, the positive aspects outweigh the concerns, suggesting a generally optimistic outlook.Company Guidance
During Marqeta's Fourth Quarter 2024 Earnings Conference Call, the company provided guidance for 2025, highlighting several key metrics. They anticipate full-year 2025 net revenue growth between 16% and 18%, driven by mid-to-high 20% growth in Total Process Volume (TPV). The adjusted EBITDA margin is expected to be 9% to 10%, translating to over $50 million in adjusted EBITDA. The company also noted that new programs launched in 2024 and 2025 are projected to contribute approximately $40 million to net revenue. Additionally, Marqeta discussed strategic initiatives, including the acquisition of TransactPay to enhance their program management offering in Europe, which is expected to contribute about 1 point to the full-year growth rate of both net revenue and gross profit. The guidance reflects an emphasis on expanding platform capabilities, strengthening leadership in payments innovation, and driving profitable growth.Strong Total Process Volume Growth
Total Process Volume (TPV) was $80 billion in Q4, a 29% increase compared to Q4 2023, maintaining strong growth over the past several quarters.
Net Revenue and Gross Profit Growth
Q4 net revenue was $136 million, a 14% increase year-over-year, and gross profit was $98 million, growing 18% compared to Q4 2023.
European Business Momentum
European business showed strong growth with Q4 TPV growth well over 100%, driven by new deals and enhanced program management services.
New Strategic Partnerships
Marqeta secured a consumer co-brand credit partnership with an established airline outside the U.S. and an agreement with American Express to offer their network for card programs.
Improved Adjusted EBITDA
Adjusted EBITDA was $13 million in Q4, translating into a 9% margin, marking a new all-time high for the company.
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MQ Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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MQ Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 26, 2025 | $3.51 | $4.25 | +21.08% |
| Nov 04, 2024 | $5.95 | $3.42 | -42.52% |
| Aug 07, 2024 | $4.93 | $5.35 | +8.52% |
| May 07, 2024 | $5.83 | $5.84 | +0.17% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Marqeta (MQ) report earnings?
Marqeta (MQ) is schdueled to report earning on May 13, 2025, TBA Not Confirmed.
What is Marqeta (MQ) earnings time?
Marqeta (MQ) earnings time is at May 13, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is MQ EPS forecast?
MQ EPS forecast for the fiscal quarter 2025 (Q1) is -0.05.
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