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Jiayin Group Inc (JFIN)
NASDAQ:JFIN
US Market

Jiayin Group (JFIN) Ratios

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Jiayin Group Ratios

JFIN's free cash flow for Q3 2024 was ¥0.71. For the 2024 fiscal year, JFIN's free cash flow was decreased by ¥ and operating cash flow was ¥0.22. See a summary of the company’s cash flow.
Ratios
TTM
Dec 23Dec 22Dec 21Dec 20
Liquidity Ratios
Current Ratio
2.39 1.60 0.86 0.38 0.39
Quick Ratio
2.39 1.60 0.90 0.41 0.49
Cash Ratio
0.16 0.17 0.20 0.12 0.09
Solvency Ratio
0.40 0.67 0.52 0.28 0.38
Operating Cash Flow Ratio
0.17 0.52 0.20 -0.04 0.02
Short-Term Operating Cash Flow Coverage
0.00 -36.64 0.00 0.00 0.00
Net Current Asset Value
¥ 2.13B¥ 1.03B¥ -159.08M¥ -618.63M¥ -890.02M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 0.04 <0.01 0.05
Debt-to-Equity Ratio
0.02 0.02 1.26 -0.01 -0.05
Debt-to-Capital Ratio
0.02 0.02 0.56 -0.01 -0.05
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
2.37 2.43 34.86 -1.14 -0.95
Debt Service Coverage Ratio
0.00 -41.49 0.00 0.00 0.00
Interest Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
0.00 >-0.01 0.00 0.00 0.00
Interest Debt Per Share
0.22 0.13 0.16 0.02 0.17
Net Debt to EBITDA
-0.24 -0.22 -0.33 -0.34 -0.16
Profitability Margins
Gross Profit Margin
63.20%82.72%81.13%81.60%80.92%
EBIT Margin
24.37%36.13%24.26%23.24%23.97%
EBITDA Margin
24.55%36.44%25.14%25.02%24.77%
Operating Profit Margin
24.37%36.13%15.63%17.62%23.97%
Pretax Profit Margin
28.26%40.58%32.90%28.18%25.30%
Net Profit Margin
23.74%36.06%26.51%19.45%23.66%
Continuous Operations Profit Margin
23.74%36.08%26.27%19.23%23.64%
Net Income Per EBT
83.98%88.85%80.58%69.02%93.54%
EBT Per EBIT
115.96%112.32%210.55%159.93%105.52%
Return on Assets (ROA)
22.99%39.05%48.60%48.13%75.28%
Return on Equity (ROE)
54.47%94.90%1694.25%-54.78%-71.14%
Return on Capital Employed (ROCE)
39.34%93.15%456.19%-49.96%-75.69%
Return on Invested Capital (ROIC)
32.89%82.25%280.52%-35.38%-71.00%
Return on Tangible Assets
22.99%39.05%48.60%61.46%84.99%
Earnings Yield
65.93%34.78%15.63%5.88%6.85%
Efficiency Ratios
Receivables Turnover
1.36 1.60 3.54 8.23 20.23
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
2.01B 279.40 -9.00 -7.51 -3.26
Fixed Asset Turnover
60.75 70.35 39.92 49.30 29.23
Asset Turnover
0.97 1.08 1.83 2.47 3.18
Working Capital Turnover Ratio
2.61 6.99 -4.83 -1.77 -1.72
Cash Conversion Cycle
269.23 229.52 62.42 -4.21 -94.08
Days of Sales Outstanding
269.23 228.22 103.00 44.37 18.04
Days of Inventory Outstanding
<0.01 1.31 -40.58 -48.58 -112.12
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
269.23 229.52 62.42 -4.21 -94.08
Cash Flow Ratios
Operating Cash Flow Per Share
1.82 4.28 0.85 -0.16 0.12
Free Cash Flow Per Share
1.67 3.72 0.84 -0.17 >-0.01
CapEx Per Share
0.15 0.56 0.01 <0.01 0.13
Free Cash Flow to Operating Cash Flow
0.92 0.87 0.99 1.02 -0.05
Dividend Paid and CapEx Coverage Ratio
2.07 7.65 34.47 -41.87 0.95
Capital Expenditure Coverage Ratio
12.35 7.65 66.67 -41.87 0.95
Operating Cash Flow Coverage Ratio
8.12 33.33 5.24 -6.83 0.75
Operating Cash Flow to Sales Ratio
0.07 0.28 0.10 -0.03 0.01
Free Cash Flow Yield
4.55%23.46%6.02%-0.85%-0.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
1.52 2.87 6.40 17.01 14.60
Price-to-Sales (P/S) Ratio
0.36 1.04 1.70 3.31 3.45
Price-to-Book (P/B) Ratio
0.83 2.73 108.38 -9.32 -10.39
Price-to-Free Cash Flow (P/FCF) Ratio
5.50 4.26 16.61 -118.30 -5.85K
Price-to-Operating Cash Flow Ratio
5.05 3.71 16.36 -121.13 293.06
Price-to-Earnings Growth (PEG) Ratio
0.16 0.02 0.07 -0.32 -1.19
Price-to-Fair Value
0.83 2.73 108.38 -9.32 -10.39
Enterprise Value Multiple
1.23 2.62 6.42 12.88 13.79
EV to EBITDA
5.63 2.62 6.42 12.88 13.79
EV to Sales
1.38 0.96 1.61 3.22 3.42
EV to Free Cash Flow
21.09 3.93 15.80 -115.22 -5.78K
EV to Operating Cash Flow
19.38 3.42 15.57 -117.97 289.76
Tangible Book Value Per Share
11.12 5.81 0.12 -2.15 -3.52
Shareholders’ Equity Per Share
11.12 5.81 0.13 -2.14 -3.53
Tax and Other Ratios
Effective Tax Rate
0.16 0.12 0.21 0.30 0.07
Revenue Per Share
25.53 15.30 8.24 6.02 10.60
Net Income Per Share
6.06 5.52 2.18 1.17 2.51
Tax Burden
0.84 0.89 0.81 0.69 0.94
Interest Burden
1.16 1.12 1.36 1.21 1.06
Research & Development to Revenue
0.05 0.07 0.08 0.12 0.09
SG&A to Revenue
0.04 0.06 0.09 0.12 0.10
Stock-Based Compensation to Revenue
<0.01 0.09 <0.01 0.02 0.07
Income Quality
0.30 0.11 0.39 -0.14 0.05
Currency in CNY
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