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Jiayin Group Inc (JFIN)
NASDAQ:JFIN
Earnings Data
Report Date
Jun 05, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
―Last Year’s EPS
0.95Same Quarter Last Year
Based on 0 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Mar 27, 2025
|% Change Since: 15.29%
|Next Earnings Date:Jun 05, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements in loan facilitation growth, borrower acquisition, technological advancements, and overseas expansion. However, these were offset by declines in net revenue and net income due to strategic shifts and increased operational costs. The company remains optimistic about future growth and profitability, supported by enhanced dividend policies and strategic investments.Company Guidance
During the Jiayin Group's Fourth Quarter 2024 Earnings Conference Call, the company provided detailed guidance for 2025, emphasizing its optimistic outlook for business expansion and profitability. The company set a loan facilitation volume target range of RMB137 billion to RMB142 billion for the year, representing a significant year-over-year growth rate. For the first quarter of 2025, Jiayin aims for a loan facilitation volume of RMB35 billion, with a non-GAAP income from operations target between RMB0.57 billion and RMB0.63 billion. This reflects a focus on high-quality growth and profitability, supported by ongoing macroeconomic policies favoring consumer credit. Additionally, the company plans to increase the annual cash dividend payout from no less than 15% to approximately 30% of the previous fiscal year’s net profit after tax, underscoring its commitment to enhancing shareholder returns.Strong Loan Facilitation Growth
In Q4 2024, Jiayin Group facilitated loan transactions totaling RMB27.7 billion, a 37.8% year-over-year increase, with loan facilitation service revenue reaching RMB1.1 billion, up 46.3% year-over-year.
Diverse Borrower Acquisition and Retention
The company added 2.774 million new borrowers in 2024, representing a year-over-year growth of 45.1%. The annual retention rate increased by approximately 7%, with potential churn user retention rate nearly 75%.
Technological Advancements
AI-powered risk control and customer service enhancements, including a 90% accuracy rate in real-time tech reminders and a significant improvement in document recognition efficiency.
Overseas Market Expansion
In Indonesia, loan volume saw a 74% year-over-year increase, while registered users grew by 131%. The company also optimized risk indicators and improved profitability in the Mexican market.
Increased Dividend Policy
The company plans to increase the annual cash dividend to approximately 30% of the previous fiscal year’s net profit after tax, up from no less than 15%.
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JFIN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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JFIN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Mar 27, 2025 | $12.10 | $14.84 | +22.64% |
| Nov 20, 2024 | $6.80 | $5.84 | -14.12% |
| Aug 27, 2024 | $6.22 | $5.45 | -12.38% |
| Jun 06, 2024 | $6.29 | $6.39 | +1.59% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Jiayin Group Inc (JFIN) report earnings?
Jiayin Group Inc (JFIN) is schdueled to report earning on Jun 05, 2025, TBA Not Confirmed.
What is Jiayin Group Inc (JFIN) earnings time?
Jiayin Group Inc (JFIN) earnings time is at Jun 05, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is JFIN EPS forecast?
Currently, no data Available
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