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Banco di Desio e Della Brianza SPA (IT:BDB)
:BDB
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Banco di Desio e Della Brianza SPA (BDB) Price & Analysis

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BDB Stock Chart & Stats

€9.28
€0.26(3.62%)
At close: 4:00 PM EST
€9.28
€0.26(3.62%)

Bulls Say, Bears Say

Bulls Say
Strong Profitability MarginsSustained high net and operating margins provide a durable earnings buffer versus peers and cyclical stresses. Higher margins support internal capital generation, underwriting room for loan-loss provisioning and reinvestment in the franchise, improving resilience over coming quarters.
Strengthening Capital BaseSteady equity accumulation enhances loss-absorption capacity and regulatory headroom. A stronger capital base underpins lending capacity and reduces default risk, enabling more stable growth and strategic flexibility across a 2–6 month horizon and beyond.
Established Retail & SME FranchiseA diversified retail and SME deposit/lending model with branch coverage generates stable core funding and recurring fee streams. Client relationships and broad product mix (NII + fees) make revenue less dependent on volatile markets, supporting durable cashflow potential.
Bears Say
Negative Operating / Free Cash FlowRecent cash-flow reversals weaken self-funding of loans, dividends and capital expenditures. Persistent negative operating and free cash flow can force reliance on wholesale funding or asset sales, increasing liquidity and refinancing risk over the medium term.
Sharp 2025 Revenue DeclineA large, abrupt revenue drop undermines predictability of earnings and the sustainability of current margins. If structural, it reduces room for reinvestment and raises downside risk to credit costs and profitability across the next several quarters.
Elevated Leverage Despite ImprovementAlthough leverage has improved materially, remaining debt levels are still high relative to equity. This leaves less buffer for shocks, limits balance-sheet flexibility and can constrain capital actions or lending expansion if adverse conditions re-emerge.

Banco di Desio e Della Brianza SPA News

BDB FAQ

What was Banco di Desio e Della Brianza SPA’s price range in the past 12 months?
Banco di Desio e Della Brianza SPA lowest stock price was €6.78 and its highest was €19.26 in the past 12 months.
    What is Banco di Desio e Della Brianza SPA’s market cap?
    Banco di Desio e Della Brianza SPA’s market cap is €2.22B.
      When is Banco di Desio e Della Brianza SPA’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Banco di Desio e Della Brianza SPA’s earnings last quarter?
      Currently, no data Available
      Is Banco di Desio e Della Brianza SPA overvalued?
      According to Wall Street analysts Banco di Desio e Della Brianza SPA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Banco di Desio e Della Brianza SPA pay dividends?
        Banco di Desio e Della Brianza SPA pays a Annually dividend of €0.51 which represents an annual dividend yield of 3.02%. See more information on Banco di Desio e Della Brianza SPA dividends here
          What is Banco di Desio e Della Brianza SPA’s EPS estimate?
          Banco di Desio e Della Brianza SPA’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Banco di Desio e Della Brianza SPA have?
          Banco di Desio e Della Brianza SPA has 131,474,810 shares outstanding.
            What happened to Banco di Desio e Della Brianza SPA’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Banco di Desio e Della Brianza SPA?
            Currently, no hedge funds are holding shares in IT:BDB
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Banco di Desio e Della Brianza SPA

              Banco di Desio e della Brianza S.p.A. provides banking products and services to individuals and enterprises in Italy. The company offers current and deposit accounts; and debit and credit cards. It also provides financing products and mortgages; insurance and social security services; investments and saving products, insurance investment products, and funds and SICAVs; POS solutions; business partnerships services, such as corporate advisory and private debt, and energy self-sufficiency solutions; and financing products for the international market, risk coverage solutions, and international bank guarantees. In addition, the company offers asset management; DesioValue and titles; and internet banking services. The company was incorporated in 1909 and is headquartered in Desio, Italy. Banco di Desio e della Brianza S.p.A. is a subsidiary of Brianza Unione di Luigi Gavazzi e Stefano Lado S.A.p.A.

              Banco di Desio e Della Brianza SPA (BDB) Earnings & Revenues

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