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Intercorp Financial Services (IFS)
:IFS
RESEARCH TOOLSreports
Earnings Data
Report Date
May 08, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.89Last Year’s EPS
0.33Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 05, 2025
|% Change Since: 7.86%
|Next Earnings Date:May 08, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a strong recovery in financial performance and positive economic indicators with cautious optimism for future growth, balanced by potential challenges related to the upcoming electoral year and the ongoing recovery of the consumer portfolio.Company Guidance
During the Intercorp Financial Services Fourth Quarter 2024 earnings call, guidance for 2025 was provided with several key metrics and projections. The company anticipates a GDP growth of 2.8% for Peru, with the banking segment expecting high single-digit loan growth and a recovery in the consumer portfolio. The cost of risk is projected to remain around 3%, while the cost of funds is expected to improve due to a better funding mix. The ROE is guided to be around 16% for 2025, with the company aiming for a medium-term target of 18%. Efficiency remains a priority, with a cost-income ratio expected around 37%. The company also highlighted its focus on achieving digital excellence, with digital customers constituting a significant portion of retail and commercial banking clients, and digital sales reaching 85% in insurance. The Wealth Management segment expects continued growth in assets under management, driven by improved market conditions and enhanced digital capabilities.Strong ROE Recovery
IFS achieved an ROE of 18% in the fourth quarter, demonstrating a fast recovery and the resilience of operations.
Loan Growth Outperformance
IFS's loan portfolio grew by 6.5% year-over-year, significantly outperforming the market growth of less than 2%.
Market Share Gains in Banking
Interbank increased its market share in loans and deposits, consolidating its position as the third largest bank, with an 80 basis points gain in commercial banking.
Asset Management Growth
Inteligo's assets under management reached an all-time high, growing by 17% in the year.
Positive Economic Outlook
Peru's GDP grew by 3.7% in the fourth quarter, with expectations of continued positive growth in 2025.
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IFS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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IFS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 05, 2025 | $31.06 | $32.49 | +4.60% |
| Nov 12, 2024 | $27.15 | $28.00 | +3.13% |
| Aug 14, 2024 | $22.62 | $23.29 | +2.96% |
| May 13, 2024 | $22.97 | $21.72 | -5.44% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Intercorp Financial Services (IFS) report earnings?
Intercorp Financial Services (IFS) is schdueled to report earning on May 08, 2025, TBA Not Confirmed.
What is Intercorp Financial Services (IFS) earnings time?
Intercorp Financial Services (IFS) earnings time is at May 08, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is IFS EPS forecast?
IFS EPS forecast for the fiscal quarter 2025 (Q1) is 0.89.
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