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Gateway Bank FSB (GWBK) Price & Analysis

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GWBK Stock Chart & Stats

$0.08

$0.03(46.40%)

At close: Jan 07 4:00 PM EST

$0.08

$0.03(46.40%)

Day’s Range― - ―

52-Week Range$0.05 - $0.10

Previous CloseN/A

Volume500.00

Average Volume (3M)154.16K

Market Cap

$26.99M

Enterprise Value$23.50M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)―

Beta0.03

Next EarningsN/A

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)N/A

Shares Outstanding269,912,600

10 Day Avg. Volume406,080

30 Day Avg. Volume154,165

Financial Highlights & Ratios

PEG Ratio0.00

Price to Book (P/B)0.00

Price to Sales (P/S)0.00

P/FCF Ratio0.00

Enterprise Value/Market Cap0.87

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth MomentumConsistent revenue increases through 2025 (+3.9% YoY) show the franchise can expand its top line despite margins. Durable revenue momentum supports scale benefits and gives management room to focus on cost control or credit remediation over the next several quarters.

Sizeable Equity CushionA $22.1M equity base provides a capital buffer that helps absorb losses and meet regulatory capital needs. This structural capital position gives the bank time to execute turnaround actions without immediate capital raises, supporting resilience over a multi-month horizon.

Improving Gross MarginAn improving gross margin indicates progress in core lending/spread or fee economics. If sustained, it can meaningfully reduce the scale of operating losses and is a durable driver of future profitability once operating leverage and cost controls follow.

Bears Say

Persistent Losses And Weak MarginsRecurring losses and a ~-30% net margin in 2025 reflect structural profitability shortfalls from either credit, rates, or cost structure. Persistent negative margins erode capital, constrain growth initiatives, and make multi-quarter recovery dependent on material operational change.

Negative Operating And Free Cash FlowSustained negative OCF and FCF show the business cannot internally fund operations or reinvestment, increasing reliance on external financing. Over several months this raises refinancing risk and limits the bank's ability to absorb shocks or invest in corrective initiatives.

Sharp Rise In LeverageA rapid jump in leverage to D/E ~1.55 materially increases interest burden and liquidity risk. This structural change reduces financial flexibility and heightens vulnerability to credit losses or funding shocks over the medium term unless deleveraging or profitability improvements occur.

GWBK FAQ

What was Gateway Bank FSB’s price range in the past 12 months?

Gateway Bank FSB lowest stock price was $0.05 and its highest was $0.10 in the past 12 months.

What is Gateway Bank FSB’s market cap?

Gateway Bank FSB’s market cap is $26.99M.

When is Gateway Bank FSB’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Gateway Bank FSB’s earnings last quarter?

Currently, no data Available

Is Gateway Bank FSB overvalued?

According to Wall Street analysts Gateway Bank FSB’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Gateway Bank FSB pay dividends?

Gateway Bank FSB does not currently pay dividends.

What is Gateway Bank FSB’s EPS estimate?

Gateway Bank FSB’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Gateway Bank FSB have?

Gateway Bank FSB has 269,912,600 shares outstanding.

What happened to Gateway Bank FSB’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Gateway Bank FSB?

Currently, no hedge funds are holding shares in GWBK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Gateway Bank FSB

Gateway Bank, F.S.B., a financial institution with operations spanning California, provides a full spectrum of banking products and services tailored for both individual consumers and commercial entities. For its personal clientele, the bank offers standard checking and savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs), alongside convenient online banking features. On the commercial side, it delivers a range of solutions including checking, savings, and money market accounts, CDs, and dedicated merchant banking services. Established in 1990 and headquartered in Oakland, California, the bank officially adopted its present name, Gateway Bank, F.S.B., in October 2010, having previously been known as Gateway Bank FSB. It operates as a controlled entity under the ownership of SK&LLWANG, LLC.