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Moneysupermarket.com Group PLC (GB:MONY)
LSE:MONY

Moneysupermarket.com (MONY) AI Stock Analysis

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GBMoneysupermarket.com
(LSE:MONY)
75Outperform
Moneysupermarket.com reflects a strong financial position with consistent revenue and profit growth, complemented by effective debt management and strategic share buybacks enhancing shareholder value. The technical indicators suggest moderate upward momentum, while the valuation remains attractive with a high dividend yield. Despite a slight slowdown in revenue growth, the strategic initiatives undertaken by management provide a positive outlook for future performance.

Moneysupermarket.com (MONY) vs. S&P 500 (SPY)

Moneysupermarket.com Business Overview & Revenue Model

Company DescriptionMoneysupermarket.com Group PLC (MONY) is a leading price comparison website based in the United Kingdom. The company facilitates informed purchasing decisions by allowing consumers to compare prices on a wide range of financial products including insurance, mortgages, credit cards, loans, and energy tariffs. Through its platform, Moneysupermarket.com aims to save consumers money by providing transparency and easy access to competitive offers from various providers.
How the Company Makes MoneyMoneysupermarket.com primarily generates revenue through commissions and fees from service providers featured on its platform. When users select a product or service through the website, the company earns a referral fee or commission from the respective provider. Revenue streams are diversified across different sectors, including insurance, money, home services, and travel. Key revenue segments include insurance comparison, which covers car, home, and life insurance, and money comparison, which involves credit cards and personal loans. Additionally, the company benefits from strategic partnerships with financial institutions and service providers, ensuring a wide range of competitive offers and exclusive deals for its users. Advertising and sponsored listings also contribute to its revenue, as providers pay for enhanced visibility on the platform.

Moneysupermarket.com Financial Statement Overview

Summary
Moneysupermarket.com demonstrates strong financial performance with consistent revenue and profit growth, improving margins, and effective debt management. However, a slight slowdown in revenue growth and reduction in total assets may pose challenges for future expansion.
Income Statement
78
Positive
Moneysupermarket.com shows strong financial performance with consistent revenue growth, increasing from £316.7M in 2021 to £439.2M in 2024. The gross profit margin has remained robust, with 66.1% in 2024. The EBIT margin improved from 24.3% in 2023 to 25.8% in 2024, indicating increased operational efficiency. Net profit margin also shows improvement, reaching 18.3% in 2024 from 16.8% in 2023. However, the revenue growth rate has slowed slightly in recent years, which could be a concern for future growth.
Balance Sheet
72
Positive
The balance sheet displays a solid equity position with a healthy equity ratio of 59.6% in 2024. The company has managed to reduce its total debt significantly from £60.7M in 2023 to £35M in 2024, improving the debt-to-equity ratio to 0.15, which indicates low leverage and reduced financial risk. Return on Equity (ROE) has improved to 33.6% in 2024, reflecting effective utilization of equity capital. However, the decrease in total assets from 2022 to 2024 may limit future growth potential.
Cash Flow
80
Positive
The cash flow statement indicates strong cash generation with free cash flow growth of 11.2% from 2023 to 2024. The operating cash flow to net income ratio remains strong at 1.43, demonstrating efficient cash conversion from earnings. The company also has a high free cash flow to net income ratio of 1.26, indicating strong cash generation relative to earnings. The reduction in financing cash flow suggests a strategy to minimize external financing, which could limit leverage but supports financial stability.
Breakdown
TTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income StatementTotal Revenue
441.80M439.20M432.10M387.60M316.70M344.90M
Gross Profit
276.60M290.60M292.40M236.00M199.40M208.70M
EBIT
102.00M113.30M97.30M89.00M77.00M87.00M
EBITDA
130.50M139.00M131.80M115.50M96.30M111.30M
Net Income Common Stockholders
76.20M80.60M72.70M68.30M52.70M69.30M
Balance SheetCash, Cash Equivalents and Short-Term Investments
44.80M22.40M16.60M16.60M12.50M23.60M
Total Assets
293.60M402.30M405.10M409.20M422.80M305.20M
Total Debt
15.00M35.00M60.70M72.60M89.20M32.80M
Net Debt
-29.80M12.60M44.10M56.00M76.70M9.20M
Total Liabilities
93.10M157.40M179.00M194.50M215.20M96.70M
Stockholders Equity
200.50M239.70M220.50M208.70M203.30M208.50M
Cash FlowFree Cash Flow
100.20M101.50M91.20M89.30M53.90M71.70M
Operating Cash Flow
108.00M115.60M102.20M100.70M63.70M82.30M
Investing Cash Flow
-20.00M-13.80M-20.90M-16.90M-67.30M-17.70M
Financing Cash Flow
-85.60M-96.00M-76.20M-79.70M-7.50M-65.20M

Moneysupermarket.com Technical Analysis

Technical Analysis Sentiment
Positive
Last Price198.30
Price Trends
50DMA
191.69
Positive
100DMA
192.61
Positive
200DMA
205.26
Negative
Market Momentum
MACD
1.63
Positive
RSI
55.19
Neutral
STOCH
62.64
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:MONY, the sentiment is Positive. The current price of 198.3 is above the 20-day moving average (MA) of 196.70, above the 50-day MA of 191.69, and below the 200-day MA of 205.26, indicating a neutral trend. The MACD of 1.63 indicates Positive momentum. The RSI at 55.19 is Neutral, neither overbought nor oversold. The STOCH value of 62.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:MONY.

Moneysupermarket.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (59)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
£6.85B25.2650.14%1.26%11.68%21.35%
75
Outperform
£1.06B13.2135.03%6.15%1.64%10.85%
67
Neutral
£885.01M12.637.06%0.40%-0.09%-29.06%
59
Neutral
$30.54B0.25-13.23%4.04%2.36%-49.53%
* Communication Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:MONY
Moneysupermarket.com
198.30
-27.79
-12.29%
GB:FUTR
Future plc
824.00
243.67
41.99%
GB:AUTO
Auto Trader
777.60
38.54
5.21%

Moneysupermarket.com Corporate Events

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Announces Share Repurchase
Neutral
Mar 10, 2025

MONY Group PLC, a company involved in financial services, has announced the repurchase of 75,585 of its ordinary shares on the London Stock Exchange and Multilateral Trading Facilities from Morgan Stanley & Co. International Plc. This transaction, carried out under previously issued instructions, is part of MONY’s strategy to manage its share capital, and the company plans to cancel the repurchased shares, potentially impacting its share value and market perception.

Business Operations and Strategy
Mony Group PLC Announces Share Acquisition by Key Managers
Positive
Mar 10, 2025

Mony Group PLC has announced a recent transaction involving the acquisition of its ordinary shares by Equiniti Share Plan Trustees Limited on behalf of key managerial personnel, including Matthew Cresswell, Peter Duffy, and Matthew Whittle. These transactions, conducted on March 7, 2025, at a price of £1.973 per share, are part of the company’s Share Incentive Plan and took place on the London Stock Exchange. This move signifies a strategic alignment of interests between the company’s management and its shareholders, potentially enhancing stakeholder confidence in the company’s governance and future performance.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Announces Share Buyback
Neutral
Mar 5, 2025

MONY Group PLC, a company operating in the financial sector, announced the repurchase of 75,133 of its ordinary shares from Morgan Stanley & Co. International Plc. The shares were bought on the London Stock Exchange and Multilateral Trading Facilities at prices ranging from 194.2000 pence to 198.6000 pence, with a volume-weighted average price of 197.5858 pence. This move is part of MONY’s strategy to manage its capital structure, as the company intends to cancel the purchased shares, potentially impacting its share value and market perception.

Stock Buyback
MONY Group PLC Announces Share Buyback and Cancellation
Positive
Mar 4, 2025

MONY Group PLC, a company operating in the financial sector, announced the purchase of 77,319 of its ordinary shares on the London Stock Exchange and Multilateral Trading Facilities from Morgan Stanley & Co. International Plc. This transaction, executed under previously issued instructions, involved a volume-weighted average price of 194.0018 pence per share. The company plans to cancel the purchased shares, a move that could impact its share capital structure and potentially enhance shareholder value by reducing the number of shares outstanding.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Announces Share Repurchase and Cancellation
Neutral
Mar 3, 2025

MONY Group PLC, a company involved in financial transactions, has announced the repurchase of 76,545 of its ordinary shares on the London Stock Exchange and Multilateral Trading Facilities through Morgan Stanley & Co. International Plc. This transaction, executed as per instructions issued in February, reflects MONY’s strategic decision to cancel the purchased shares, potentially impacting its share capital and market positioning.

Shareholder MeetingsFinancial DisclosuresRegulatory Filings and Compliance
Mony Group PLC Announces 2024 AGM and Releases Annual Financial Report
Neutral
Mar 3, 2025

Mony Group PLC has announced its Annual General Meeting (AGM) will take place on May 8, 2024, at Herbert Smith Freehills LLP in London. The company has made available its Annual Report and Accounts for the year ending December 31, 2024, the AGM Notice, and Proxy Form to shareholders. These documents have been submitted to the National Storage Mechanism and can be accessed online, reflecting the company’s commitment to transparency and regulatory compliance.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Announces Share Buyback and Cancellation
Neutral
Feb 28, 2025

MONY Group PLC operates in the financial services industry, focusing on transactions involving securities. The company announced the purchase of 76,945 of its ordinary shares from Morgan Stanley on the London Stock Exchange, with plans to cancel these shares. This move is part of a strategic decision to manage its share capital, potentially impacting its market positioning and shareholder value.

Stock Buyback
MONY Group PLC Announces Share Buyback
Neutral
Feb 27, 2025

MONY Group PLC, a company involved in financial transactions, announced the purchase of 76,861 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange and Multilateral Trading Facilities. The shares were bought at prices ranging from 193.6000 to 195.8000 pence, with a volume weighted average price of 194.8309 pence per share. The company intends to cancel the purchased shares, which may impact its share capital structure and potentially influence shareholder value.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Executes Share Buyback Strategy
Neutral
Feb 26, 2025

MONY Group PLC, a financial services company, has announced the repurchase of 75,326 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange and Multilateral Trading Facilities. The shares were bought at prices ranging from 196.9000 pence to 201.8000 pence, with a volume-weighted average price of 198.9275 pence. This transaction is part of MONY’s strategy to manage its share capital, as the company intends to cancel the repurchased shares, potentially impacting its share value and market positioning.

Stock Buyback
MONY Group PLC Announces Share Repurchase and Cancellation
Neutral
Feb 25, 2025

MONY Group PLC, a financial services company, announced the repurchase of 75,212 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange and Multilateral Trading Facilities. The shares were bought at prices ranging from 196.0000 to 200.4000 pence, with a volume-weighted average price of 199.4173 pence per share. The company intends to cancel the purchased shares, which could impact its share capital and potentially enhance shareholder value.

Stock Buyback
MONY Group PLC Announces Share Repurchase
Positive
Feb 24, 2025

MONY Group PLC, a financial services company, announced the repurchase of 74,783 of its ordinary shares on the London Stock Exchange and Multilateral Trading Facilities. The shares were bought from Morgan Stanley & Co. International Plc at prices ranging from 197.8000 to 203.6000 pence, with a volume-weighted average price of 200.5742 pence. The company intends to cancel the purchased shares, which may impact its share capital structure and potentially enhance shareholder value.

Stock Buyback
MONY Group PLC Repurchases Shares for Cancellation
Positive
Feb 21, 2025

MONY Group PLC, a company operating in the financial sector, has announced the repurchase of 73,761 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange. The transaction, executed on February 21, 2025, was part of a prior instruction issued by MONY. The purchased shares are intended to be canceled, which may impact the company’s share capital structure. This move could be seen as a strategy to increase shareholder value by reducing the number of outstanding shares.

Regulatory Filings and Compliance
Mony Group PLC Announces Director’s Share Transaction
Neutral
Feb 21, 2025

Mony Group PLC announced a market sale transaction involving its ordinary shares. Matthew Whittle, a person discharging managerial responsibilities, sold 11,860 ordinary shares at a price of £2.012137 per share. This transaction, conducted on 20 February 2025 on the XLON market, is part of the company’s routine notifications concerning dealings by directors and persons closely associated with them. The transaction’s impact on the company’s operations and industry positioning is not explicitly stated.

Stock BuybackBusiness Operations and Strategy
MONY Group Executes Share Repurchase Strategy
Positive
Feb 20, 2025

MONY Group PLC, a player in the financial industry, focuses on securities trading and investment management. The company has executed a repurchase of 74,173 of its ordinary shares on the London Stock Exchange, with the intention to cancel these shares. This move is likely part of a strategic effort to optimize capital structure and potentially enhance shareholder value, impacting its market positioning and stakeholder interests.

Stock Buyback
MONY Group PLC Repurchases and Cancels Own Shares
Neutral
Feb 19, 2025

MONY Group PLC operates within the financial sector, focusing on managing its securities and investments. Recently, the company announced the repurchase of 63,710 of its ordinary shares from Morgan Stanley & Co. International Plc at prices between 199.4000 and 202.4000 pence per share. This move is part of MONY’s efforts to manage its capital structure effectively. The repurchased shares are intended to be canceled, potentially impacting the company’s outstanding share count and shareholder value.

Stock Buyback
MONY Group PLC Announces Share Repurchase and Cancellation
Neutral
Feb 18, 2025

MONY Group PLC, a financial services company, announced the repurchase of 75,022 of its ordinary shares on the London Stock Exchange and Multilateral Trading Facilities, facilitated by Morgan Stanley & Co. International Plc. The transaction was executed on 18 February 2025, following instructions issued on 14 February 2025. The highest price paid per share was 200 pence, while the lowest was 199.8 pence, with a volume-weighted average price of 199.9338 pence. The company plans to cancel the repurchased shares, a move that could potentially impact its stock valuation by reducing the number of shares in circulation.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Announces Share Buyback and Cancellation
Neutral
Feb 17, 2025

MONY Group PLC operates in the financial sector, focusing on managing securities and related financial transactions. Recently, the company announced the purchase of 5,527 of its own ordinary shares on the London Stock Exchange, with plans to cancel these shares. This move is part of a strategic effort to manage its share capital and potentially enhance shareholder value by reducing the total number of shares outstanding.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Announces Managerial Share Transactions
Neutral
Feb 17, 2025

MONY Group PLC is a company involved in financial operations, dealing with ordinary shares and related transactions. The company announced that certain transactions involving the purchase of its ordinary shares were conducted by individuals in managerial roles, including a non-executive director and a person closely associated with them. These transactions signal ongoing shareholder engagements and internal investment activities, potentially impacting the company’s stock market positioning and stakeholder interests.

Stock BuybackDividendsBusiness Operations and StrategyFinancial Disclosures
MONY Group PLC Reports Record Revenue and Strategic Growth in 2024
Positive
Feb 17, 2025

MONY Group PLC reported strong financial results for the year ending December 31, 2024, with a record revenue of £439.2 million, representing a 2% increase from the previous year, primarily driven by strong performance in insurance and cashback sectors. The company achieved a significant milestone with the SuperSaveClub exceeding 1 million members, boosting group sales and reducing reliance on traditional pay-per-click marketing. This growth trajectory enabled an increase in dividends by 3% and the announcement of a £30 million share buyback program, reflecting the company’s robust financial position and strategic execution. Furthermore, the company’s initiatives in AI and personalized customer engagement continue to enhance operational efficiency and customer satisfaction, positioning MONY Group favorably for sustainable future growth.

Stock BuybackBusiness Operations and Strategy
MONY Group PLC Launches £30 Million Share Repurchase Programme
Positive
Feb 17, 2025

MONY Group PLC, a company focused on sustainable shareholder returns, announced a share repurchase programme up to £30 million. This initiative, involving Morgan Stanley as a riskless principal, underscores MONY’s strategy for enhancing long-term shareholder value through both organic and acquisitive growth.

Other
Mony Group PLC Announces Managerial Share Acquisitions
Neutral
Feb 7, 2025

Mony Group PLC announced transactions involving managerial staff acquiring shares under the company’s Share Incentive Plan. The transactions executed by Equiniti Share Plan Trustees Limited on behalf of managers including CEO Peter Duffy, were reported at prices of £1.919 and £1.991 per share. This notification reflects the routine managerial engagements with company shares, potentially reinforcing stakeholder confidence in the company’s governance and performance trajectory.

Regulatory Filings and Compliance
Mony Group PLC Updates Shareholder Voting Rights
Neutral
Jan 31, 2025

Mony Group PLC has announced its capital structure as of January 1, 2025, consisting of 537,418,882 ordinary shares, each carrying voting rights. This update is in line with the FCA’s Disclosure Guidance and Transparency Rule 5.6.1, providing shareholders with the necessary information for calculating and notifying any changes in their interests in the company.

MONY Group PLC Executives Acquire Shares Under Incentive Plan
Jan 8, 2025

MONY Group PLC, a company engaged in financial services, has announced a transaction involving the purchase of its ordinary shares by its managerial personnel. This transaction, conducted under the company’s Share Incentive Plan, saw executives Matthew Cresswell, Peter Duffy, and Matthew Whittle acquiring shares at a price of £1.92296 each on the London Stock Exchange. The notification of these dealings highlights the company’s ongoing efforts to align management interests with shareholder value, potentially impacting the company’s market perception and investor confidence.

Jonathan Bewes Appointed as Chair of MONY Group PLC
Jan 2, 2025

MONY Group PLC has appointed Jonathan Bewes as the new Chair of the Board effective 1 January 2025, following approval from the Financial Conduct Authority. This follows the departure of Robin Freestone, who served the company for nine years. The Board is optimistic about Jonathan’s leadership, which aligns with the company’s strategic objectives.

Mony Group PLC Discloses Voting Rights and Capital Structure
Dec 31, 2024

Mony Group PLC, in line with the FCA’s Disclosure Guidance and Transparency Rule 5.6.1, reports its capital structure as of December 31, 2024, consisting of 537,415,395 ordinary shares, each with voting rights. This update ensures transparency for shareholders, enabling them to calculate their interests in the company as required by regulatory rules.

BlackRock Adjusts Holdings in Moneysupermarket.com
Dec 13, 2024

Moneysupermarket.com, operating in the financial services industry, specializes in providing a platform for comparing financial products like insurance, loans, and credit cards. The company’s market focus includes consumers seeking to make informed financial decisions by comparing various offerings. The recent notification discloses that BlackRock, Inc., a significant shareholder, has adjusted its holdings in Moneysupermarket.com, with its voting rights now falling below the 5% threshold. This change in BlackRock’s position might influence the company’s shareholder dynamics, potentially affecting strategic decisions and stakeholder interests.

Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.