Hansard Global (HSD) AI Stock Analysis

• Market Cap: £64.65M
• Dividend Yield: 9.55%
• Average Volume (3M): 25.80K
• Price to Earnings (P/E): 39.8
• Beta (1Y): 0.12
• Revenue Growth: 35.39%
• EPS Growth: -76.12%
• Country: UK
• Employees: 182
• Sector: Financial
• Sector Strength: 83
• Industry: Insurance - Life
• EPS (TTM): 0.01
• Shares Outstanding: 137,557,070
• 10 Day Avg. Volume: 16,943
• 30 Day Avg. Volume: 25,795
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 1.55
• Price to Cash Flow (P/CF): N/A
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

Hansard Global's stock exhibits a moderate overall score driven by mixed financial performance, with strengths in balance sheet stability and a high dividend yield. However, caution is advised due to operational challenges and negative momentum indicators. The high P/E ratio suggests potential overvaluation, but the dividend yield provides a compensating factor.

Hansard Global Business Overview & Revenue Model

Company Description

Hansard Global plc is a specialist long-term savings provider, primarily offering unit-linked investment products. Based in the Isle of Man, Hansard Global operates in the international financial services sector and caters to clients worldwide. The company focuses on providing innovative, flexible, and tax-efficient investment solutions through a network of independent financial advisors and financial institutions.

How the Company Makes Money

Hansard Global makes money primarily through the fees charged on its unit-linked investment products. These fees include initial charges, annual management fees, and policy administration fees, which are applied to the funds under management. The company leverages its extensive network of independent financial advisors and financial institutions to distribute its products globally. Revenue is also influenced by the performance of the underlying assets, as the company earns additional fees based on fund growth. Hansard Global's earnings are further supported by its efficient business model and strategic partnerships with financial intermediaries, enhancing its distribution capabilities and market reach.

Hansard Global Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement		Total Revenue
48.80M	45.70M	48.80M	50.50M	49.50M
	Gross Profit
37.30M	36.00M	37.80M	39.10M	38.40M
	EBIT
-208.20M	6.50M	4.00M	7.00M	6.20M
	EBITDA
-93.60M	-18.90M	125.40M	-139.50M	6.40M
	Net Income Common Stockholders
5.20M	5.70M	3.60M	4.90M	4.50M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.22B	142.40M	158.60M	140.90M	166.20M
	Total Assets
1.37B	1.32B	1.31B	1.43B	1.28B
	Total Debt
2.70M	2.90M	2.30M	2.70M	3.00M
	Net Debt
-45.20M	-49.30M	-56.60M	-54.00M	-36.60M
	Total Liabilities
1.35B	1.30B	1.29B	1.41B	1.25B
	Stockholders Equity
20.70M	21.80M	22.20M	24.70M	25.90M
Cash Flow		Free Cash Flow
2.30M	400.00K	6.80M	22.00M	6.10M
	Operating Cash Flow
6.20M	7.00M	11.30M	25.80M	9.10M
	Investing Cash Flow
-4.10M	-6.30M	-4.50M	-3.80M	-2.80M
	Financing Cash Flow
-6.30M	-6.30M	-6.60M	-6.50M	-6.50M

Hansard Global Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 47.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:HSD, the sentiment is Positive. The current price of 47 is above the 20-day moving average (MA) of 46.54, below the 50-day MA of 47.18, and above the 200-day MA of 45.74, indicating a neutral trend. The MACD of -0.37 indicates Negative momentum. The RSI at 50.99 is Neutral, neither overbought nor oversold. The STOCH value of 58.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:HSD.

Hansard Global Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PRU	68 Neutral	£21.00B	12.30	12.68%	2.45%	-17.12%	30.62%
Sector *	63 Neutral	$12.32B	9.52	7.97%	79.23%	12.77%	-4.57%
PHNX	62 Neutral	£5.83B	―	-60.34%	9.13%	-6.33%	―
HSD	55 Neutral	£64.65M	39.83	8.08%	9.55%	35.39%	-76.12%
MNG	55 Neutral	$4.78B	30.42	-10.00%	9.37%	28.69%	-220.08%
LGEN	54 Neutral	£13.72B	81.90	4.06%	8.71%	-21.56%	-61.14%

Hansard Global Corporate Events

Hansard Global Mourns the Loss of Founder Dr. Leonard Polonsky

Hansard Global plc announced the passing of its founder and President, Dr. Leonard Polonsky CBE, at the age of 97. Dr. Polonsky, a respected figure in the financial services industry, established the company’s predecessor in 1970 and was known for his philanthropic efforts through the Polonsky Foundation. Despite his passing, the Leonard Polonsky Revocable Trust will continue as the controlling shareholder, ensuring the company’s operations remain unaffected. The management assures stakeholders that Hansard will continue its operations as usual, maintaining stability and continuity.

Hansard Global Sees Sales Surge Amid Strategic Shifts

Hansard Global plc reported a 36% increase in new business sales for the six months ended 31 December 2024, driven by the launch of new products and a strategic focus on the Japanese market. Despite the sales growth, the company’s IFRS profit before tax fell by 88% to £0.5m, impacted by currency movements, strategic investments, and litigation costs. The company anticipates that while new products are gaining traction, it will take time for these to translate into improved profitability. Hansard Global remains committed to its strategic initiatives, including leveraging its new IT system and expanding its presence in Japan, to drive long-term growth.