Strong Return on Equity
DNB reported a return on equity of 19% for the fourth quarter, demonstrating strong growth momentum across all customer segments and product areas.
Increased Net Interest Income
Net interest income rose by 3.7% from Q3 2024, driven by profitable lending and deposit growth of 2.5% and 4.7% respectively.
Record Net Commission and Fees
Net commission and fees increased by 12.3% from Q4 2023, with strong results in debt capital markets and asset management.
Robust Credit Portfolio
99.3% of the credit portfolio is in Stage 1 and 2, with impairment provisions of SEK 157 million, indicating a well-diversified and robust credit portfolio.
Dividend Increase
The Board proposed a dividend of SEK 16.75 per share, up from SEK 16 last year, in line with the dividend policy of increasing nominal cash dividends.
High Capital Ratio
Ending the year with a capital ratio of 19.4%, providing a strong foundation to meet regulatory headwinds and continue delivering on the dividend policy.