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Financial Institutions Inc (FISI)
NASDAQ:FISI
US Market

Financial Institutions (FISI) Stock Statistics & Valuation Metrics

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Total Valuation

Financial Institutions has a market cap or net worth of $443.12M. The enterprise value is $666.90M.
Market Cap$443.12M
Enterprise Value$666.90M

Share Statistics

Financial Institutions has 20.08M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding20.08M
Owened by Insiders2.50%
Owened by Instutions3.28%

Financial Efficiency

Financial Institutions’s return on equity (ROE) is -2.41 and return on invested capital (ROIC) is 18.30%.
Return on Equity (ROE)-240.94%
Return on Assets (ROA)-0.68%
Return on Invested Capital (ROIC)18.30%
Return on Capital Employed (ROCE)5.20%
Revenue Per Employee$317,560.201
Profits Per Employee-$69,642.14
Employee Count598
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Financial Institutions is -10.28. Financial Institutions’s PEG ratio is 0.06.
PE Ratio-10.28
PS Ratio1.37
PB Ratio24.76
Price to Fair Value24.76
Price to FCF5.55
Price to Operating Cash Flow5.55
PEG Ratio0.06

Income Statement

In the last 12 months, Financial Institutions had revenue of $189.90M and earned -$41.65M in profits. Earnings per share was $0.04.
Revenue$189.90M
Gross Profit$0.00
Operating Income$0.00
Pretax Income-$68.15M
Net Income-$41.65M
EBITDA0.00
Earnings Per Share (EPS)0.04

Cash Flow

In the last 12 months, operating cash flow was $77.13M and capital expenditures $0.00, giving a free cash flow of $77.13M billion.
Operating Cash Flow$77.13M
Free Cash Flow$77.13M
Free Cash Flow per Share$3.84

Dividends & Yields

Financial Institutions pays an annual dividend of $1.21, resulting in a dividend yield of 5.48%
Dividend Per Share$1.21
Dividend Yield5.48%
Payout Ratio38.05%
Free Cash Flow Yield18.02%
Earnings Yield-9.73%

Stock Price Statistics

Beta1.08
52-Week Price Change28.75%
50-Day Moving Average26.42
200-Day Moving Average24.89
Relative Strength Index (RSI)34.77
Average Volume (3m)217.91K

Important Dates

Financial Institutions upcoming earnings date is Apr 28, 2025, After Close.
Last Earnings DateJan 30, 2025
Next Earnings DateApr 28, 2025
Ex-Dividend DateMar 14, 2025

Financial Position

Financial Institutions as a current ratio of 7.74, with Debt / Equity ratio of 5.73
Current Ratio7.74
Quick Ratio7.74
Debt to Market Cap0.23
Net Debt to EBITDA0.00
Interest Coverage Ratio2.08

Taxes

In the past 12 months, Financial Institutions has paid -$26.50M in taxes.
Income Tax-$26.50M
Effective Tax Rate38.89%

Enterprise Valuation

Financial Institutions EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 6.12.
EV to Sales1.51
EV to EBITDA0.00
EV to Free Cash Flow6.12
EV to Operating Cash Flow6.12

Balance Sheet

Financial Institutions has $966.06M in cash and marketable securities with $99.00M in debt, giving a net cash position of -$867.06M billion.
Cash & Marketable Securities$966.06M
Total Debt$99.00M
Net Cash-$867.06M
Net Cash Per Share-$43.18
Tangible Book Value Per Share$32.41

Margins

Gross margin is 100.00%, with operating margin of 99.50%, and net profit margin of -13.30%.
Gross Margin100.00%
Operating Margin99.50%
Pretax Margin-21.76%
Net Profit Margin-13.30%
EBITDA Margin0.00%
EBIT Margin-2.45%

Analyst Forecast

The average price target for Financial Institutions is $33.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$33.50
Price Target Upside51.79%
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-20.47%
EPS Growth Forecast-177.92%

Scores

Smart Score8
AI Score48
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