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Essa Bancorp (ESSA)
NASDAQ:ESSA
US Market

Essa Bancorp (ESSA) Stock Statistics & Valuation Metrics

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Total Valuation

Essa Bancorp has a market cap or net worth of $175.57M. The enterprise value is $369.19M.
Market Cap$175.57M
Enterprise Value$369.19M

Share Statistics

Essa Bancorp has 10.15M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding10.15M
Owned by Insiders7.74%
Owned by Instutions0.73%

Financial Efficiency

Essa Bancorp’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.71%.
Return on Equity (ROE)7.37%
Return on Assets (ROA)0.78%
Return on Invested Capital (ROIC)0.71%
Return on Capital Employed (ROCE)1.10%
Revenue Per Employee$418,105.932
Profits Per Employee$70,385.593
Employee Count236
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Essa Bancorp is 10.78. Essa Bancorp’s PEG ratio is -1.58.
PE Ratio10.78
PS Ratio2.70
PB Ratio0.80
Price to Fair Value0.80
Price to FCF13.87
Price to Operating Cash Flow13.65
PEG Ratio-1.58

Income Statement

In the last 12 months, Essa Bancorp had revenue of $98.67M and earned $16.61M in profits. Earnings per share was $1.74.
Revenue$98.67M
Gross Profit$98.67M
Operating Income$41.88M
Pretax Income$20.47M
Net Income$16.61M
EBITDA15.55M
Earnings Per Share (EPS)1.74

Cash Flow

In the last 12 months, operating cash flow was $9.82M and capital expenditures -$154.00K, giving a free cash flow of $9.67M billion.
Operating Cash Flow$9.82M
Free Cash Flow$9.67M
Free Cash Flow per Share$0.95

Dividends & Yields

Essa Bancorp pays an annual dividend of $0.15, resulting in a dividend yield of 3.44%
Dividend Per Share$0.15
Dividend Yield3.44%
Payout Ratio34.48%
Free Cash Flow Yield7.21%
Earnings Yield9.27%

Stock Price Statistics

Beta0.68
52-Week Price Change9.37%
50-Day Moving Average19.60
200-Day Moving Average19.02
Relative Strength Index (RSI)40.76
Average Volume (3m)16.23K

Important Dates

Essa Bancorp upcoming earnings date is Apr 23, 2025, After Close.
Last Earnings DateJan 29, 2025
Next Earnings DateApr 23, 2025
Ex-Dividend DateMar 17, 2025

Financial Position

Essa Bancorp as a current ratio of 0.91, with Debt / Equity ratio of 1.26
Current Ratio0.91
Quick Ratio0.91
Debt to Market Cap1.58
Net Debt to EBITDA0.00
Interest Coverage Ratio1.77

Taxes

In the past 12 months, Essa Bancorp has paid $3.86M in taxes.
Income Tax$3.86M
Effective Tax Rate18.94%

Enterprise Valuation

Essa Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 32.15.
EV to Sales6.26
EV to EBITDA0.00
EV to Free Cash Flow32.15
EV to Operating Cash Flow31.63

Balance Sheet

Essa Bancorp has $254.59M in cash and marketable securities with $215.00M in debt, giving a net cash position of -$39.59M billion.
Cash & Marketable Securities$254.59M
Total Debt$215.00M
Net Cash-$39.59M
Net Cash Per Share-$3.90
Tangible Book Value Per Share$22.72

Margins

Gross margin is 100.00%, with operating margin of 30.90%, and net profit margin of 25.05%.
Gross Margin100.00%
Operating Margin30.90%
Pretax Margin30.90%
Net Profit Margin25.05%
EBITDA Margin0.00%
EBIT Margin30.90%

Analyst Forecast

The average price target for Essa Bancorp is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast11.38%
EPS Growth Forecast-6.14%

Scores

Smart Score3
AI Score66
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