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Western Union (DE:W3U)
FRANKFURT:W3U
W3U Stock Chart & Stats
Day’s Range― - ―
52-Week Range€8.11 - €12.72
Previous CloseN/A
Volume1.00K
Average Volume (3M)1.71K
Market Cap
$2.94B
Enterprise Value€5.09B
Total Cash (Recent Filing)$1.45B
Total Debt (Recent Filing)$2.79B
Price to Earnings (P/E)3.5
Beta0.63
Next Earnings
Jul 30, 2025EPS Estimate
0.39Last Dividend Ex-Date
Mar 17, 2025Dividend Yield9.23%
Share Statistics
EPS (TTM)2.50
Shares Outstanding330,525,330
10 Day Avg. Volume714
30 Day Avg. Volume1,707
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)N/A
Price to Sales (P/S)0.85
Price to Cash Flow (P/CF)6.70
P/FCF Ratio5.50
Enterprise Value/Market Cap1.73
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit3.20
Enterprise Value/Ebitda6.03
Forecast
1Y Price Target
$9.54Price Target Upside4.79% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering13
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Bulls Say, Bears Say
Bulls Say
Cash Flow And Capital ReturnsThe company is maintaining its strong cash flow generation and sustaining a quick pace of capital returns to shareholders.
Consumer Services PerformanceConsumer services segment delivered strong topline growth of +55% year over year and 200 basis points of sequential EBIT margin expansion.
Digital GrowthSolid growth in Branded Digital as WU saw digital transactions and revenue accelerate sequentially in 3Q24.
Bears Say
Long-term Growth OutlookDigital continues to grow while the core retail business continues to steadily decline, leading to a murky long-term growth outlook.
Retail Business ChallengesThe company is facing continued headwinds for its retail business and ongoing secular risk from pure-play digital competitors.
Stock PerformanceShares of WU are down over 40% in the 3+ years of the new management’s tenure, materially underperforming all major equity indices.
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Options Prices
Currently, No data available
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Ownership Overview
0.76% Insiders
28.24%
Mutual Funds
17.23% Other Institutional Investors
20.04% Public Companies and
Individual Investors
W3U FAQ
What was Western Union’s price range in the past 12 months?
Western Union lowest stock price was €8.11 and its highest was €12.72 in the past 12 months.
What is Western Union’s market cap?
Western Union’s market cap is $2.94B.
When is Western Union’s upcoming earnings report date?
Western Union’s upcoming earnings report date is Jul 30, 2025 which is in 94 days.
How were Western Union’s earnings last quarter?
Western Union released its earnings results on Feb 04, 2025. The company reported €0.352 earnings per share for the quarter, missing the consensus estimate of €0.37 by -€0.018.
Is Western Union overvalued?
According to Wall Street analysts Western Union’s price is currently Undervalued.
Does Western Union pay dividends?
Western Union pays a Quarterly dividend of €0.206 which represents an annual dividend yield of 9.23%. See more information on Western Union dividends here
What is Western Union’s EPS estimate?
Western Union’s EPS estimate is 0.39.
How many shares outstanding does Western Union have?
Western Union has 330,525,330 shares outstanding.
What happened to Western Union’s price movement after its last earnings report?
Western Union reported an EPS of €0.352 in its last earnings report, missing expectations of €0.37. Following the earnings report the stock price went up 0.431%.
Which hedge fund is a major shareholder of Western Union?
Currently, no hedge funds are holding shares in DE:W3U
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Western Union Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$9.54 (4.79% Upside)
$9.54 (4.79% Upside)
Blogger Sentiment
Bullish
DE:W3U Sentiment 85%
Sector Average 67%
Sector Average 67%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-18.56%
12-Months-Change
Fundamentals
Return on Equity
136.84%
Trailing 12-Months
Asset Growth
3.54%
Trailing 12-Months
Company Description
Western Union
The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents and sub-agents; and offers international cross-border transfers and intra-country transfers, as well as money transfer transactions through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.
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W3U Company Deck
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W3U Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant positive trends such as consistent revenue growth, successful digital platform expansion, and strategic cost savings. However, challenges remain, particularly in the North American market and the retail segment. The overall sentiment is optimistic about future growth, but there are areas needing attention.Read More>---
W3U Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
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W3U Stock 12 Month Forecast
Average Price Target
€9.54
▲(4.79% Upside)
Technical Analysis
Best Analysts Covering W3U
1 Year
1 Year Success Rate
17/20 ratings generated profit
1 Year Average Return
+8.65%
reiterated a sell rating 3 days ago
Copying Ramsey El Assal's trades and holding each position for 1 Year would result in 85.00% of your transactions generating a profit, with an average return of +8.65% per trade.
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