EFG International AG (EFGN) AI Stock Analysis

• Market Cap: $3.75B
• Dividend Yield: 4.72%
• Average Volume (3M): 344.83K
• Price to Earnings (P/E): 11.8
• Beta (1Y): 1.05
• Revenue Growth: 11.14%
• EPS Growth: 7.22%
• Country: CH
• Employees: 3,114
• Sector: Financial
• Sector Strength: 83
• Industry: Banks - Diversified
• EPS (TTM): 1.01
• Shares Outstanding: 312,687,700
• 10 Day Avg. Volume: 216,596
• 30 Day Avg. Volume: 344,830
• PEG Ratio: 1.64
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• Price to Cash Flow (P/CF): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $15.70
• Price Target Upside: 30.63% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

EFG International AG scores a 62 overall, reflecting its strong financial performance with robust profit margins and equity utilization. However, notable concerns include negative operating cash flows and bearish technical indicators. The stock's valuation is appealing, with a reasonable P/E ratio and a high dividend yield, providing a positive offset to liquidity challenges.

EFG International AG Business Overview & Revenue Model

Company Description

EFG International AG (EFGN) is a global private banking group headquartered in Zurich, Switzerland. It provides a wide range of financial services, primarily focusing on private banking, asset management, and investment solutions. The company operates through a network of locations worldwide, offering personalized financial services to high-net-worth individuals and institutions. EFG International prides itself on its entrepreneurial approach, providing bespoke solutions to meet the unique needs of its clients.

How the Company Makes Money

EFG International AG generates revenue primarily through its private banking and asset management services. The company earns money by charging fees for managing clients' assets, which include investment management fees, advisory fees, and performance-related fees. In addition, EFG International offers wealth planning and structuring services, which contribute to its revenue streams. The bank also benefits from interest income generated from its lending activities and financial products. Significant partnerships with financial institutions and a strong presence in key international markets further bolster its earnings by expanding its client base and service offerings.

EFG International AG Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
2.00B	1.50B	1.43B	1.76B	1.63B	1.47B
	Gross Profit
2.64B	1.50B	1.43B	1.76B	1.63B	1.47B
	EBIT
363.70M	0.00	411.80M	301.80M	192.90M	161.30M
	EBITDA
194.40M	0.00	411.80M	0.00	0.00	229.30M
	Net Income Common Stockholders
308.50M	321.60M	303.20M	202.40M	205.80M	115.30M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.87B	8.01B	4.19B	3.64B	2.91B	3.38B
	Total Assets
20.89B	40.60B	38.59B	43.54B	42.14B	40.64B
	Total Debt
0.00	0.00	239.00M	1.13B	962.30M	1.05B
	Net Debt
-2.87B	-8.01B	-6.42B	-2.51B	-1.94B	-2.33B
	Total Liabilities
19.59B	38.22B	36.37B	41.47B	39.85B	38.88B
	Stockholders Equity
1.28B	2.38B	2.22B	2.06B	2.25B	1.70B
Cash Flow		Free Cash Flow
2.11B	-445.50M	-2.67B	-196.50M	132.20M	-225.90M
	Operating Cash Flow
2.13B	-397.10M	-2.64B	-152.50M	175.80M	-183.60M
	Investing Cash Flow
653.90M	484.00M	-1.22B	-1.28B	-1.28B	134.60M
	Financing Cash Flow
-3.03B	41.10M	-265.50M	2.17B	1.81B	452.40M

EFG International AG Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 12.02
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:EFGN, the sentiment is Neutral. The current price of 12.02 is above the 20-day moving average (MA) of 11.95, below the 50-day MA of 12.84, and below the 200-day MA of 12.08, indicating a neutral trend. The MACD of -0.34 indicates Negative momentum. The RSI at 47.61 is Neutral, neither overbought nor oversold. The STOCH value of 79.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for CH:EFGN.

EFG International AG Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BAER	66 Neutral	CHF10.26B	10.38		5.00%	7.69%	126.15%
VONN	63 Neutral	$3.22B	11.90	12.22%	4.90%	9.24%	―
Sector *	63 Neutral	$12.32B	9.52	7.89%	79.24%	12.74%	-4.55%
EFGN	62 Neutral	$3.75B	11.82	13.89%	4.72%	11.14%	7.22%

EFG International AG Corporate Events

EFG Appoints New Executive Chair to Drive Growth in Dubai

EFG International AG has announced the appointment of Soha Nashaat as the new Executive Chair of its Dubai subsidiary, EFG (Middle East) Limited, effective May 1, 2025. Nashaat will focus on driving sustainable growth and expanding the bank’s business into new markets, aligning with EFG’s strategic objectives and enhancing its market positioning in the Middle East.

EFG International Announces Leadership Changes in Monaco Subsidiary

EFG International AG’s Monaco-based subsidiary has announced leadership changes with Carlo Maturi appointed as the new Chair of the Board of Directors, succeeding Jean-Claude Gourrut. Hervé Ordioni will take over as CEO of EFG Monaco, reporting to Patrick Ramsey, indicating a strategic shift in management to strengthen their operations in the region.