Cardlytics, Inc. (CDLX)
NASDAQ:CDLX
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CDLX Stock Chart & Stats
$1.01
-$0.18(-5.23%)
At close: 4:00 PM EST
$1.01
-$0.18(-5.23%)
Day’s Range― - ―
52-Week Range$4.50 - $32.80
Previous CloseN/A
Volume316.83K
Average Volume (3M)793.43K
Market Cap
$27.65M
Enterprise Value$213.23M
Total Cash (Recent Filing)$59.80M
Total Debt (Recent Filing)$210.03M
Price to Earnings (P/E)―
Beta2.51
Next Earnings
Aug 04, 2026EPS Estimate
-2.3Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-17.80
Shares Outstanding5,807,863
10 Day Avg. Volume559,807
30 Day Avg. Volume793,426
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)-93.86
Price to Sales (P/S)2.62
P/FCF Ratio69.33
Enterprise Value/Market Cap7.71
Enterprise Value/Revenue1.04
Enterprise Value/Gross Profit2.21
Enterprise Value/Ebitda-3.12
Forecast
1Y Price Target
$1.00Price Target Upside-0.99% Downside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)-8.77
Revenue Forecast (FY)$152.79M
Bulls Say, Bears Say
Bulls Say
Margin Expansion / Cost DisciplineRecord adjusted contribution margin and a 38% year‑over‑year reduction in adjusted operating expenses demonstrate durable cost discipline. Sustained margin expansion increases per‑campaign profitability, lowers cash burn, and creates a clearer path to operating profitability even if top‑line growth is gradual.
Improving Cash Generation & LiquidityThe shift to positive operating and free cash flow, plus a $35.7M cash balance and proceeds used to reduce credit facility debt, materially improve near‑term liquidity. Stronger cash generation lowers reliance on external financing and provides runway for product investment and strategic recovery over the coming quarters.
Technology & AI Product AdvantageConcrete AI and data platform improvements—faster campaign data sync, an Insights agent, and an AI development environment—enhance advertiser measurement and engineering productivity. These capabilities strengthen competitive differentiation and improve advertiser ROI, supporting durable client retention and pricing power.
Bears Say
Weak Balance Sheet / LeverageHigh leverage and negative shareholders' equity materially weaken capital structure resilience. This raises refinancing and covenant risk, restricts strategic flexibility, and increases dependence on asset sales or external capital to fund operations, a structural constraint on long‑term strategy execution.
Loss Of Major Financial PartnerThe departure of a top FI partner removed a critical distribution channel and meaningfully reduced active purchase data (MQUs). Restoring audience scale requires onboarding large cardholder portfolios or new bank partners, a multiquarter effort that limits advertiser reach and pricing leverage in the interim.
Declining Revenue And Deep LossesPersistent top‑line contraction combined with deep negative margins indicates structural monetization challenges. Even with cost cuts, the business remains unprofitable on an economic basis, making sustained cash‑flow improvement and true operating leverage contingent on durable revenue recovery.
Cardlytics News
CDLX FAQ
What was Cardlytics, Inc.’s price range in the past 12 months?
Cardlytics, Inc. lowest stock price was $4.50 and its highest was $32.80 in the past 12 months.
What is Cardlytics, Inc.’s market cap?
Cardlytics, Inc.’s market cap is $27.65M.
When is Cardlytics, Inc.’s upcoming earnings report date?
Cardlytics, Inc.’s upcoming earnings report date is Aug 04, 2026 which is in 55 days.
How were Cardlytics, Inc.’s earnings last quarter?
Cardlytics, Inc. released its earnings results on May 07, 2026. The company reported -$0.8 earnings per share for the quarter, beating the consensus estimate of -$3.7 by $2.9.
Is Cardlytics, Inc. overvalued?
According to Wall Street analysts Cardlytics, Inc.’s price is currently Overvalued.
Does Cardlytics, Inc. pay dividends?
Cardlytics, Inc. does not currently pay dividends.
What is Cardlytics, Inc.’s EPS estimate?
Cardlytics, Inc.’s EPS estimate is -2.3.
How many shares outstanding does Cardlytics, Inc. have?
Cardlytics, Inc. has 5,807,863 shares outstanding.
What happened to Cardlytics, Inc.’s price movement after its last earnings report?
Cardlytics, Inc. reported an EPS of -$0.8 in its last earnings report, beating expectations of -$3.7. Following the earnings report the stock price went down -18.161%.
Which hedge fund is a major shareholder of Cardlytics, Inc.?
Currently, no hedge funds are holding shares in CDLX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cardlytics Stock Smart Score
Underperform
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Analyst Consensus
Hold
Average Price Target:
$1.00 (-0.99% Downside)
$1.00 (-0.99% Downside)
Hedge Fund Trend
Decreased
By 10.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $45.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-65.34%
12-Months-Change
Fundamentals
Return on Equity
-870.86%
Trailing 12-Months
Asset Growth
-28.49%
Trailing 12-Months
Company Description
Cardlytics, Inc.
Cardlytics, Inc. provides an advertising platform, operating in both the United States and the United Kingdom. Among its key offerings is the Cardlytics platform, a proprietary advertising channel integrated directly into banks' digital environments. This system allows marketers to engage customers through the vast networks of their financial institution partners, leveraging digital avenues such as online portals, mobile applications, email, and various real-time alerts. Furthermore, the company offers the Bridg platform, a comprehensive customer data solution that processes point-of-sale information. This enables marketers to conduct advanced analytics, implement highly targeted loyalty initiatives, and precisely evaluate the performance of their marketing efforts. Cardlytics, Inc. was founded in 2008 and is headquartered in Atlanta, Georgia.
CDLX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed picture: strong execution on cost reductions, margin expansion (60.6% adjusted contribution margin), positive adjusted EBITDA on a continued-operations basis, improved cash-flow trends, robust U.K. growth (+21% YoY) and product/AI progress. However, these operational improvements were offset by significant year-over-year declines in core scale metrics (billings -37%, revenue -39%), a 21.3% drop in ACPU, and the material impact of losing Bank of America as a partner. Management provided sequential-growth guidance for Q2, indicating confidence in recovery, but near-term top-line weakness remains notable.View all CDLX earnings summariesCDLX Revenue Breakdown
94.25% U.S.
5.75% U.K.
CDLX Stock 12 Month Forecast
Average Price Target
$1.00
▼(-0.99% Downside)
Technical Analysis
Ownership Overview
12.39% Insiders
6.04% Mutual Funds
27.22% Other Institutional Investors
49.83% Public Companies and
Individual Investors