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CaixaBank SA (CAIXY)
OTHER OTC:CAIXY
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.08Same Quarter Last Year
Based on 0 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 0.75%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
The earnings call highlights strong client growth, improved asset quality, and notable revenue and income increases. However, there are challenges in the mortgage market and potential risks from global trade uncertainties. Despite these issues, the positive aspects significantly outweigh the negatives.Company Guidance
During the first quarter of 2025, CaixaBank exhibited a strong performance, surpassing expectations in several key areas. The bank achieved a net client gain of 340,000 and reported a 3% increase in performing loans. Asset quality improved, with nonperforming loans declining and cost of risk lower than anticipated. Liquidity and capital remained robust, complemented by a positive impact from Basel IV. Revenue from services grew by 7%, while net income surged by 46%. The return on tangible equity approached 20%, and the cost-income ratio fell below 38%. The bank anticipates GDP growth of 2.5% in Spain and Portugal, considering a 0.2% impact from tariffs. Business volume increased by 6.5%, and customer funds grew by 8.5% year-on-year. Notable advancements were seen in digital transformation and AI implementation. Furthermore, new lending production rose by 15%, with a significant uptick in residential mortgages. The protection insurance sector also experienced a 12% growth. Overall, CaixaBank's first quarter performance set a positive tone for the remainder of the fiscal year.Strong Client Growth and Loan Performance
Net gain of 340,000 clients and performing loans up 3%, indicating positive trends in client acquisition and loan performance.
Asset Quality and Capital Strength
Non-performing loans are down, cost of risk lower than expected, and strong capital position with a positive impact from Basel IV.
Revenue and Net Income Growth
Net income up 46% and service revenues up 7%, with positive trends in NII and provisions.
Significant Improvements in Wealth and Insurance Segments
Wealth Management inflows at record highs and protection insurance shows 12% growth, with strong market share gains.
Technological Advancements and Talent Acquisition
Successful hiring of 400 developers and progress in generative AI implementation yielding significant improvements.
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CAIXY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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CAIXY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 30, 2025 | $2.65 | $2.55 | -3.77% |
| Jan 30, 2025 | $2.00 | $1.98 | -1.00% |
| Oct 31, 2024 | $1.92 | $1.94 | +1.04% |
| Jul 31, 2024 | $1.87 | $1.86 | -0.53% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does CaixaBank SA (CAIXY) report earnings?
CaixaBank SA (CAIXY) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is CaixaBank SA (CAIXY) earnings time?
CaixaBank SA (CAIXY) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CAIXY EPS forecast?
Currently, no data Available
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