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Southern California Bancorp (BCAL)
NASDAQ:BCAL
RESEARCH TOOLSreports
Total Valuation
Southern California Bancorp has a market cap or net worth of $421.23M. The enterprise value is ―.
Market Cap$421.23M
Enterprise Value―
Share Statistics
Southern California Bancorp has 32,402,140 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding32,402,140
Owned by Insiders16.43%
Owned by Institutions0.50%
Financial Efficiency
Southern California Bancorp’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 2.20%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)2.20%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee439.10K
Profits Per Employee89.65K
Employee Count289
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Southern California Bancorp is 12.22. Southern California Bancorp’s PEG ratio is 0.21.
PE Ratio12.22
PS Ratio4.53
PB Ratio1.10
Price to Fair Value1.10
Price to FCF10.50
Price to Operating Cash Flow10.39
PEG Ratio0.21
Income Statement
In the last 12 months, Southern California Bancorp had revenue of 126.90M and earned 25.91M in profits. Earnings per share was 1.42.
Revenue126.90M
Gross Profit126.90M
Operating Income38.77M
Pretax Income36.86M
Net Income25.91M
EBITDA38.77M
Earnings Per Share (EPS)1.42
Cash Flow
In the last 12 months, operating cash flow was -14.04M and capital expenditures -63.00K, giving a free cash flow of -14.10M billion.
Operating Cash Flow-14.04M
Free Cash Flow-14.10M
Free Cash Flow per Share-0.44
Dividends & Yields
Southern California Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.78
52-Week Price Change-7.05%
50-Day Moving Average14.65
200-Day Moving Average15.21
Relative Strength Index (RSI)41.82
Average Volume (3m)125.18K
Important Dates
Southern California Bancorp upcoming earnings date is May 5, 2025, TBA Not Confirmed.
Last Earnings DateFeb 4, 2025
Next Earnings DateMay 5, 2025
Ex-Dividend Date―
Financial Position
Southern California Bancorp as a current ratio of 0.19, with Debt / Equity ratio of 17.74%
Current Ratio0.19
Quick Ratio0.19
Debt to Market Cap0.33
Net Debt to EBITDA2.11
Interest Coverage Ratio1.32
Taxes
In the past 12 months, Southern California Bancorp has paid 10.95M in taxes.
Income Tax10.95M
Effective Tax Rate0.30
Enterprise Valuation
Southern California Bancorp EV to EBITDA ratio is 10.28, with an EV/FCF ratio of 13.22.
EV to Sales3.14
EV to EBITDA10.28
EV to Free Cash Flow13.22
EV to Operating Cash Flow13.09
Balance Sheet
Southern California Bancorp has $274.50M in cash and marketable securities with $29.67M in debt, giving a net cash position of -$186.14M billion.
Cash & Marketable Securities$274.50M
Total Debt$29.67M
Net Cash-$186.14M
Net Cash Per Share-$5.74
Tangible Book Value Per Share$13.65
Margins
Gross margin is 112.94%, with operating margin of 30.56%, and net profit margin of 20.42%.
Gross Margin112.94%
Operating Margin30.56%
Pretax Margin29.04%
Net Profit Margin20.42%
EBITDA Margin30.56%
EBIT Margin29.04%
Analyst Forecast
The average price target for Southern California Bancorp is $20.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$20.50
Price Target Upside57.69% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast41.74%
EPS Growth Forecast-85.66%