StoneCastle Financial (BANX) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: 8.87%
• Average Volume (3M): 27.25K
• Price to Earnings (P/E): 8.7
• Beta (1Y): 0.44
• Revenue Growth: 27.54%
• EPS Growth: -17.41%
• Country: US
• Employees: N/A
• Sector: Financial
• Sector Strength: 81
• Industry: Asset Management
• EPS (TTM): 2.35
• Shares Outstanding: 7,118,920
• 10 Day Avg. Volume: 27,157
• 30 Day Avg. Volume: 27,249
• PEG Ratio: 0.27
• Price to Book (P/B): N/A
• Price to Sales (P/S): 41.66
• Price to Cash Flow (P/CF): N/A
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

ArrowMark Financial Corp. scores moderately due to its strong balance sheet and attractive valuation. However, challenges in income stability and EBIT volatility limit its potential. Technical indicators provide a cautiously optimistic view, while the absence of earnings call and corporate events data leaves some uncertainty.

StoneCastle Financial Business Overview & Revenue Model

Company Description

StoneCastle Financial Corp. is a closed ended balanced mutual fund launched and managed by StoneCastle Asset Management LLC. It invests in public equity markets of the United States. The fund invests in stocks of companies operating across the banking sector. It invests in dividend paying growth and value stocks of companies. For its fixed income portion, the fund invests in subordinated debt securities which are rated BBB- or better by Kroll Ratings. The fund employs fundamental analysis with bottom-up security picking approach by focusing on factors such as review of historical and prospective financial information, interviews with management and key employees of the prospective bank, financial models and projections, changes in interest rates, changes in unemployment rates, changes in home prices, changes in economic activity to create its portfolio. It employs proprietary research to create its portfolio. StoneCastle Financial Corp. was formed on February 7, 2013 and is domiciled in the United States.

How the Company Makes Money

ArrowMark Financial Corp. makes money primarily through the investment income generated from its portfolio of securities. This includes interest income from debt securities and dividend income from equity investments in financial services companies. Additionally, the company may realize capital gains from the sale of securities within its portfolio. Key revenue streams are derived from the performance of its investments, as well as any management fees it may receive if applicable. The company's earnings are significantly influenced by market conditions and the financial performance of the entities in which it invests.

StoneCastle Financial Financial Statement Overview

Summary

ArrowMark Financial Corp. shows a mixed financial performance with a solid balance sheet and effective cash management, but faces challenges with volatile EBIT and revenue declines.

Income Statement

ArrowMark Financial Corp. shows a mixed performance on its income statement. The gross profit margin remains consistent, but the net profit margin has fluctuated significantly due to volatile EBIT results, especially with a negative EBIT in 2024. Revenue growth has been unstable, with recent declines suggesting challenges in maintaining revenue streams. Despite past profitability, recent EBIT losses highlight the need for operational improvements.

Balance Sheet

The balance sheet indicates a strong equity position with no debt as of 2024, which reduces financial risk. The equity ratio has been stable, reflecting a solid asset base. Return on equity has been strong in previous years, although recent income fluctuations could impact future returns. The company's ability to operate without leverage in 2024 is a positive sign.

Cash Flow

Cash flow analysis presents a robust free cash flow in 2024, showing effective cash management. However, the fluctuating operating cash flow relative to net income indicates inconsistent operational cash generation. Significant changes in financing cash flows suggest potential volatility in financing activities, though the maintenance of positive free cash flow is encouraging.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
0.00	19.65M	23.25M	7.86M	14.42M	9.85M
	Gross Profit
0.00	19.65M	19.48M	3.74M	10.65M	6.63M
	EBIT
0.00	-41.49M	20.53M	7.70M	12.63M	7.78M
	EBITDA
0.00	0.00	22.16M	7.70M	12.63M	7.78M
	Net Income Common Stockholders
0.00	16.74M	20.25M	5.37M	12.63M	7.78M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
35.33K	2.66M	807.31K	369.65K	72.89K	358.06K
	Total Assets
164.70M	208.21M	203.70M	208.50M	218.74M	188.36M
	Total Debt
17.70M	0.00	45.00M	55.60M	60.00M	43.00M
	Net Debt
17.66M	-2.66M	-443.41K	55.23M	59.93M	42.64M
	Total Liabilities
21.50M	53.11M	51.26M	60.84M	65.24M	47.57M
	Stockholders Equity
143.20M	155.10M	152.44M	147.66M	153.50M	140.79M
Cash Flow		Free Cash Flow
0.00	13.78M	15.10M	15.84M	-19.85M	-13.20M
	Operating Cash Flow
0.00	13.78M	15.10M	15.84M	-19.85M	-13.20M
	Investing Cash Flow
0.00	0.00	7.51M	-2.80M	-41.04M	-10.37M
	Financing Cash Flow
0.00	-11.56M	-25.64M	-15.53M	17.65M	15.44M

StoneCastle Financial Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 20.12
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BANX, the sentiment is Neutral. The current price of 20.12 is above the 20-day moving average (MA) of 19.92, below the 50-day MA of 20.33, and above the 200-day MA of 19.53, indicating a neutral trend. The MACD of -0.09 indicates Negative momentum. The RSI at 50.92 is Neutral, neither overbought nor oversold. The STOCH value of 85.34 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for BANX.

StoneCastle Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ARCC	76 Outperform	$14.44B	8.65	12.40%	9.25%	19.95%	-10.57%
MAIN	74 Outperform	$4.84B	9.34	19.26%	5.59%	51.80%	12.05%
GAIN	71 Outperform	$511.67M	7.24	14.74%	7.04%	-8.68%	-3.76%
BANX	65 Neutral		8.70	10.89%	8.87%	27.54%	-17.41%
Sector *	63 Neutral	$12.33B	9.59	8.02%	79.26%	12.87%	-4.61%
PSEC	58 Neutral	$1.58B	―	0.78%	17.77%	-31.63%	-0.75%
OXSQ	53 Neutral	$170.29M	26.35	3.77%	17.21%	-254.03%	-74.17%