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Amalgamated Bank (AMAL)
NASDAQ:AMAL
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.91Last Year’s EPS
0.9Same Quarter Last Year
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a largely positive outlook with strong growth in core earnings, loans, and deposits. Credit quality improvements and the launch of a digital platform further enhance future prospects. However, elevated charge-offs and increased expenses were noted challenges.Company Guidance
Core Earnings Growth
Amalgamated delivered core earnings per share of $0.91 in Q3 2025, contributing to a year-to-date core EPS of $2.66, reflecting about 3% growth.
Loan Growth Acceleration
Loans grew by $99 million across multifamily, CRE, and C&I portfolios, marking a 3.3% growth, an acceleration from the previous quarter's 2.1% growth rate.
Deposit Franchise Expansion
Amalgamated generated over $415 million in new deposits, with significant growth in the political segment (19% increase to $1.4 billion) and the Climate and Sustainability segment (21% increase).
Credit Quality Improvement
Nonperforming assets decreased by $12.2 million or 34.6% to $23 million, while credit quality improved by nearly $19 million to $79.2 million, marking the best ratio since the CEO's tenure.
Digital Modernization Benefits
The digital modernization platform went live in Q3, driving improved productivity and revenue growth.
Net Interest Income and Margin
Net interest income grew by 4.9% to $76.4 million, and the net interest margin increased by 5 basis points to 3.6%.
AMAL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AMAL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | $26.68 | $27.45 | +2.89% |
Jul 24, 2025 | $33.06 | $30.36 | -8.17% |
Apr 24, 2025 | $27.84 | $27.44 | -1.44% |
Jan 23, 2025 | $36.11 | $34.33 | -4.93% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Amalgamated Bank (AMAL) report earnings?
Amalgamated Bank (AMAL) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is Amalgamated Bank (AMAL) earnings time?
Amalgamated Bank (AMAL) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AMAL EPS forecast?
AMAL EPS forecast for the fiscal quarter 2025 (Q4) is 0.91.