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Lexinfintech Holdings Ltd (LX)
NASDAQ:LX
Earnings Data
Report Date
Jun 03, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
―Last Year’s EPS
0.6Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Mar 18, 2025
|% Change Since: 2.36%
|Next Earnings Date:Jun 03, 2025
Earnings Call Sentiment|Positive
LexinFintech's earnings call indicated a positive trajectory with significant improvements in profit growth, risk management, and technological investments. However, the stability in GMV and ongoing challenges with legacy loans highlight areas for continued focus. The strategic increase in dividend payout also suggests confidence in future performance.Company Guidance
In the fourth quarter of 2024, LexinFintech reported significant financial and operational improvements, driven by robust risk management and data analytics capabilities. The company's outstanding loan balance was RMB110 billion, with a GMV of RMB52 billion, revenue of RMB3.7 billion, and non-GAAP profit of RMB390 million. New loans facilitated showed improved quality, with risk indicators such as FPD over seven days and FPD over 30 days improving by 8% and 9%, respectively, compared to the third quarter. The day one delinquency ratio decreased by 4%, and the 90-day delinquency ratio decreased by 3%. The company also invested RMB151 million in research and development, enhancing AI models and risk management tools, which improved risk identification accuracy by 15% and stability by 10%. Looking forward to 2025, LexinFintech aims for significant profit growth, maintaining a prudent operating strategy while increasing its dividend payout ratio to 25% of net profit.Consistent Profit Growth
LexinFintech reported a significant increase in net income by 17% quarter-over-quarter, reaching RMB363 million, driven by a decline in credit costs and improved asset quality.
Improved Risk Management
The company enhanced its risk management capabilities, leading to a 4% decline in day one delinquency ratio and a 3% decline in the 90-day delinquency ratio.
Technological Advancements
LexinFintech invested RMB151 million in R&D, focusing on AI and big models, which improved efficiency across multiple operations, boosting coding efficiency by approximately 35%.
Increased Dividend Payout
The company announced an increase in the dividend payout ratio to 25% of net profit starting in 2025, reflecting confidence in future profit growth.
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LX Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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LX Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Mar 18, 2025 | $10.59 | $10.77 | +1.70% |
| Nov 25, 2024 | $3.40 | $4.27 | +25.59% |
| Aug 27, 2024 | $1.70 | $1.62 | -4.71% |
| May 23, 2024 | $1.76 | $1.80 | +2.27% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Lexinfintech Holdings Ltd (LX) report earnings?
Lexinfintech Holdings Ltd (LX) is schdueled to report earning on Jun 03, 2025, TBA Not Confirmed.
What is Lexinfintech Holdings Ltd (LX) earnings time?
Lexinfintech Holdings Ltd (LX) earnings time is at Jun 03, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LX EPS forecast?
Currently, no data Available
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