VFORX is a mutual fund offered by Vanguard that is designed for investors who plan to retire in the year 2040. This fund follows a target date retirement strategy, meaning that it gradually shifts its asset allocation to become more conservative as the target date approaches. VFORX invests in a mix of stocks, bonds, and other assets to provide a balanced and diversified portfolio for long-term growth and income. With a low expense ratio and a focus on long-term retirement planning, VFORX is a popular choice for investors looking to build a stable and secure retirement portfolio.