The American Funds 2055 Target Date Retirement Fund Class R-4 (RDJTX) is a mutual fund that is designed for investors who are planning to retire in the year 2055. This fund is part of the American Funds family, which is known for its long-term investment strategies and conservative approach. The Class R-4 shares are specifically designed for retirement plans, such as 401(k)s, and have lower fees compared to other share classes. This fund aims to provide a diversified portfolio of stocks and bonds that will gradually become more conservative as the target date approaches. Investors in this fund can expect a mix of growth and income investments, with a focus on long-term capital appreciation. Overall, the American Funds 2055 Target Date Retirement Fund Class R-4 is a suitable option for investors who are looking for a well-managed, low-cost fund to help them reach their retirement goals.