The MainStay Moderate Allocation Fund SIMPLE Class (MMRSX) is a mutual fund that aims to provide moderate growth and income by investing in a diversified portfolio of stocks, bonds, and other securities. This fund is designed for investors seeking a balanced approach to their investments, with a mix of both growth and stability. The "SIMPLE" in the fund name stands for "Savings Incentive Match Plan for Employees," indicating that this fund may be a suitable option for those investing through an employer-sponsored retirement plan. With a ticker symbol of MMRSX, this mutual fund is easily identifiable and can be traded on various exchanges.