HNCVX is a retirement class mutual fund that focuses on convertible securities. This fund, managed by Harbor Funds, aims to provide investors with a balanced portfolio of convertible bonds and stocks. Convertible securities are a type of hybrid investment that can be converted into common stock, providing potential for both income and capital appreciation. The retirement class designation indicates that this fund is specifically designed for long-term investors who are planning for their retirement. With a ticker symbol of HNCVX, this mutual fund offers investors the opportunity to diversify their portfolio and potentially benefit from the unique characteristics of convertible securities.