FTRLX is a mutual fund that focuses on providing investors with a total return from a diverse portfolio of fixed income securities. Managed by Federated Hermes, this fund aims to generate income and capital appreciation by investing in a variety of bonds, including government, corporate, and mortgage-backed securities. With a focus on risk management and a long-term investment approach, FTRLX offers investors the potential for stable returns and a low expense ratio through its R6 shares. This fund is suitable for investors seeking a balanced and conservative investment option within the fixed income market.