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Synchrony Financial (SYF)
NYSE:SYF
SYF Stock Chart & Stats
Day’s Range― - ―
52-Week Range$39.35 - $70.93
Previous CloseN/A
Volume744.82K
Average Volume (3M)3.82M
Market Cap
$25.38B
Enterprise Value$27.64B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)7.6
Beta1.13
Next Earnings
Apr 29, 2025EPS Estimate
1.61Last Dividend Ex-Date
Feb 03, 2025Dividend Yield1.57%
Share Statistics
EPS (TTM)8.53
Shares Outstanding388,749,480
10 Day Avg. Volume3,783,350
30 Day Avg. Volume3,816,589
Standard Deviation0.12
R-Squared0.50
Alpha0.00339
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)2.47
Price to Cash Flow (P/CF)2.70
P/FCF Ratio2.20
Enterprise Value/Market Cap1.09
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.22
Enterprise Value/Ebitda20.95
Forecast
1Y Price Target
$78.71Price Target Upside28.17% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
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Bulls Say, Bears Say
Bulls Say
Capital PositionThe company's excess capital position is viewed favorably.
Credit TrendsCredit improves sharply in January.
Earnings ExpectationsThe new 2025 guidance ranges imply an upper $7 to $8 EPS for '25, which is 10%+ above consensus expectations.
Bears Say
Consumer ConcernsSynchrony was more negative on the consumer, implying that spending and lending volumes will be particularly weak.
Loan GrowthLoan growth printed its lowest year-over-year growth rate in several quarters.
Revenue PerformanceSynchrony's revenues fell below market expectations even as PPPCs (late fee mitigants) have rolled out as a 200-300bps pricing benefit on some.
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Ownership Overview
0.51% Insiders
31.10% Mutual Funds
29.12% Other Institutional Investors
11.83% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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SYF FAQ
What was Synchrony Financial’s price range in the past 12 months?
Synchrony Financial lowest stock price was $39.34 and its highest was $70.93 in the past 12 months.
What is Synchrony Financial’s market cap?
Synchrony Financial’s market cap is $25.38B.
When is Synchrony Financial’s upcoming earnings report date?
Synchrony Financial’s upcoming earnings report date is Apr 29, 2025 which is in 66 days.
How were Synchrony Financial’s earnings last quarter?
Synchrony Financial released its earnings results on Jan 28, 2025. The company reported $1.91 earnings per share for the quarter, missing the consensus estimate of $1.93 by -$0.02.
Is Synchrony Financial overvalued?
According to Wall Street analysts Synchrony Financial’s price is currently Undervalued.
Does Synchrony Financial pay dividends?
Synchrony Financial pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.57%. See more information on Synchrony Financial dividends here
What is Synchrony Financial’s EPS estimate?
Synchrony Financial’s EPS estimate is 1.61.
How many shares outstanding does Synchrony Financial have?
Synchrony Financial has 388,749,480 shares outstanding.
What happened to Synchrony Financial’s price movement after its last earnings report?
Synchrony Financial reported an EPS of $1.91 in its last earnings report, missing expectations of $1.93. Following the earnings report the stock price went down -4.583%.
Which hedge fund is a major shareholder of Synchrony Financial?
Currently, no hedge funds are holding shares in SYF
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Synchrony Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$78.71 (28.17% Upside)
$78.71 (28.17% Upside)
Blogger Sentiment
Bullish
SYF Sentiment 75%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 1.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.6%
Last 30 Days ▲ 7.9%
Last 30 Days ▲ 7.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
60.80%
12-Months-Change
Fundamentals
Return on Equity
21.10%
Trailing 12-Months
Asset Growth
1.69%
Trailing 12-Months
Company Description
Synchrony Financial
Synchrony Financial (SYF) is a premier consumer financial services company headquartered in the United States. It specializes in offering a wide range of credit products, including private label credit cards, dual cards, and consumer installment loans. The company partners with retailers, healthcare providers, manufacturers, and other entities to provide customized financial solutions that enhance consumer purchasing power and foster brand loyalty.
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SYF Company Deck
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SYF Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
Synchrony Financial demonstrated strong new account growth, strategic partnerships, and impressive digital wallet expansion. However, growth in loan receivables was moderate due to consumer behavior and previous credit actions, and there was an increase in net charge-offs. The company's financial performance remains strong, but challenges in credit management persist.Read More>---
SYF Stock 12 Month Forecast
Average Price Target
$78.71
▲(28.17% Upside)
Technical Analysis
American Express
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Discover Financial Services
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Best Analysts Covering SYF
1 Year
1 Year Success Rate
30/36 ratings generated profit
1 Year Average Return
+41.84%
reiterated a buy rating 13 days ago
Copying Moshe Orenbuch's trades and holding each position for 1 Year would result in 83.33% of your transactions generating a profit, with an average return of +41.84% per trade.
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