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Synchrony Financial (SYF)
NYSE:SYF

Synchrony Financial (SYF) Price & Analysis

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1,976 Followers

SYF Stock Chart & Stats


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Bulls Say, Bears Say

Bulls Say
Credit MetricsCredit improves sharply in January.
Financial GrowthThe mitigant-driven APR increases are boosting consensus net interest margin forecasts, indicating potential financial growth.
ValuationThe valuation of Synchrony Financial is considered attractive, even if mitigants are pulled back faster.
Bears Say
Consumer SentimentSynchrony was more negative on the consumer, implying that spending and lending volumes will be particularly weak.
Loan GrowthLoan growth printed its lowest year-over-year growth rate in several quarters.
Macroeconomic RiskA key risk for Synchrony Financial is macroeconomic uncertainty or an increase in unemployment.
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Financials

Quarterly

Ownership Overview

0.44%30.77%29.26%11.32%
29.26% Other Institutional Investors
11.32% Public Companies and
Individual Investors

Risk Analysis

Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy

Website Traffic

Sorry, No Data Available
There is no website visitor data available for this stock.
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SYF FAQ

What was Synchrony Financial’s price range in the past 12 months?
Synchrony Financial lowest stock price was $39.67 and its highest was $70.93 in the past 12 months.
    What is Synchrony Financial’s market cap?
    Synchrony Financial’s market cap is $21.00B.
      When is Synchrony Financial’s upcoming earnings report date?
      Synchrony Financial’s upcoming earnings report date is Apr 29, 2025 which is in 35 days.
        How were Synchrony Financial’s earnings last quarter?
        Synchrony Financial released its earnings results on Jan 28, 2025. The company reported $1.91 earnings per share for the quarter, missing the consensus estimate of $1.93 by -$0.02.
          Is Synchrony Financial overvalued?
          According to Wall Street analysts Synchrony Financial’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Synchrony Financial pay dividends?
            Synchrony Financial pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.85%. See more information on Synchrony Financial dividends here
              What is Synchrony Financial’s EPS estimate?
              Synchrony Financial’s EPS estimate is 1.63.
                How many shares outstanding does Synchrony Financial have?
                Synchrony Financial has 388,749,480 shares outstanding.
                  What happened to Synchrony Financial’s price movement after its last earnings report?
                  Synchrony Financial reported an EPS of $1.91 in its last earnings report, missing expectations of $1.93. Following the earnings report the stock price went down -4.583%.
                    Which hedge fund is a major shareholder of Synchrony Financial?
                    Currently, no hedge funds are holding shares in SYF
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                    Company Description

                    Synchrony Financial

                    Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
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                    SYF Company Deck

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                    SYF Earnings Call

                    Q4 2025
                    0:00 / 0:00
                    Earnings Call Sentiment|Neutral
                    Synchrony Financial demonstrated strong new account growth, strategic partnerships, and impressive digital wallet expansion. However, growth in loan receivables was moderate due to consumer behavior and previous credit actions, and there was an increase in net charge-offs. The company's financial performance remains strong, but challenges in credit management persist.Read More>
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                    SYF Stock 12 Month Forecast

                    Average Price Target

                    $76.33
                    ▲(36.74% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 17,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 21, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 2</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":40.95,"date":1711929600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 12,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 18, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":43.12,"date":1714521600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n         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20,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 16, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":47.9,"date":1722470400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 20,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 14, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 4</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":49.85,"date":1725148800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 20,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 15, \t&nbsp;</span>\n  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                    Best Analysts Covering SYF

                    1 Year
                    Bill CarcacheWolfe Research
                    1 Year Success Rate
                    14/18 ratings generated profit
                    78%
                    1 Year Average Return
                    +16.37%
                    upgraded a buy rating 12 months ago
                    Copying Bill Carcache's trades and holding each position for 1 Year would result in 77.78% of your transactions generating a profit, with an average return of +16.37% per trade.
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