Credit QualitySLM's improved credit quality, with a significant portion of borrowers having a FICO score above 700, enhances its credit profile and potential for capital returns.
Financial PerformanceSLM's strong originations growth in 3Q, with volumes beating expectations by approximately 3.5%, signals market share gains and robust financial performance.
Market ShareSLM's high market share of private education loan originations at 55% positions it as a dominant player in the industry, making it an attractive stock.