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Sandy Spring (SASR)
NASDAQ:SASR
US Market

Sandy Spring Bancorp (SASR) Ratios

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Sandy Spring Bancorp Ratios

SASR's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, SASR's free cash flow was decreased by $ and operating cash flow was $-0.04. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 19.51 9.42 14.49 11.58
Quick Ratio
0.00 19.51 10.94 17.92 13.94
Cash Ratio
0.00 3.84 1.25 3.17 2.03
Solvency Ratio
<0.01 <0.01 0.01 0.02 <0.01
Operating Cash Flow Ratio
0.00 4.54 1.41 1.63 0.97
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -12.44B$ -11.85B$ -10.90B$ -9.15B$ -9.64B
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.07 0.07 0.01 0.05
Debt-to-Equity Ratio
0.40 0.58 0.62 0.11 0.41
Debt-to-Capital Ratio
0.29 0.37 0.38 0.10 0.29
Long-Term Debt-to-Capital Ratio
0.29 0.38 0.38 0.10 0.29
Financial Leverage Ratio
9.07 8.83 9.32 8.29 8.71
Debt Service Coverage Ratio
-0.08 -0.15 2.60 9.69 1.93
Interest Coverage Ratio
1.87 0.58 4.24 12.10 2.06
Debt to Market Cap
0.41 0.80 0.58 0.08 0.43
Interest Debt Per Share
21.45 26.86 22.04 4.25 15.17
Net Debt to EBITDA
0.00 0.00 3.11 -0.76 2.14
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
58.62%39.14%44.69%59.19%26.71%
EBITDA Margin
0.00%0.00%47.09%61.94%30.97%
Operating Profit Margin
96.05%39.14%58.50%59.19%26.71%
Pretax Profit Margin
7.28%39.14%44.69%59.19%26.71%
Net Profit Margin
2.97%29.29%33.43%44.65%20.81%
Continuous Operations Profit Margin
2.97%29.29%33.43%44.65%20.81%
Net Income Per EBT
40.72%74.84%74.79%75.44%77.92%
EBT Per EBIT
7.58%100.00%76.41%100.00%100.00%
Return on Assets (ROA)
0.14%0.88%1.20%1.87%0.76%
Return on Equity (ROE)
1.28%7.74%11.21%15.47%6.60%
Return on Capital Employed (ROCE)
4.57%1.17%2.13%2.50%0.98%
Return on Invested Capital (ROIC)
50.35%0.88%12.48%6.27%2.84%
Return on Tangible Assets
0.14%0.90%1.24%1.93%0.78%
Earnings Yield
1.31%10.06%10.52%10.47%6.85%
Efficiency Ratios
Receivables Turnover
14.73 0.00 12.08 15.33 10.03
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
12.01 7.05 7.42 8.82 8.07
Asset Turnover
0.05 0.03 0.04 0.04 0.04
Working Capital Turnover Ratio
1.95 0.45 0.32 0.32 0.35
Cash Conversion Cycle
24.77 0.00 30.21 23.81 36.38
Days of Sales Outstanding
24.77 0.00 30.21 23.81 36.38
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
24.77 0.00 30.21 23.81 36.38
Cash Flow Ratios
Operating Cash Flow Per Share
1.86 3.07 4.82 4.63 3.23
Free Cash Flow Per Share
1.50 2.76 4.50 4.39 3.12
CapEx Per Share
0.36 0.31 0.33 0.25 0.11
Free Cash Flow to Operating Cash Flow
0.81 0.90 0.93 0.95 0.96
Dividend Paid and CapEx Coverage Ratio
1.08 1.83 2.85 3.01 2.44
Capital Expenditure Coverage Ratio
5.18 9.86 14.83 18.83 28.17
Operating Cash Flow Coverage Ratio
0.13 0.15 0.24 1.25 0.23
Operating Cash Flow to Sales Ratio
0.12 0.33 0.43 0.41 0.30
Free Cash Flow Yield
4.45%10.14%12.76%9.13%9.68%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
76.21 9.94 9.50 9.55 14.59
Price-to-Sales (P/S) Ratio
2.26 2.91 3.18 4.26 3.04
Price-to-Book (P/B) Ratio
0.98 0.77 1.07 1.48 0.96
Price-to-Free Cash Flow (P/FCF) Ratio
22.49 9.86 7.83 10.96 10.33
Price-to-Operating Cash Flow Ratio
18.15 8.86 7.31 10.37 9.96
Price-to-Earnings Growth (PEG) Ratio
-0.91 -0.39 -0.36 0.07 -0.45
Price-to-Fair Value
0.98 0.77 1.07 1.48 0.96
Enterprise Value Multiple
0.00 0.00 9.86 6.13 11.95
EV to EBITDA
0.00 0.00 9.86 6.13 11.95
EV to Sales
2.41 4.83 4.64 3.79 3.70
EV to Free Cash Flow
24.00 16.35 11.44 9.75 12.59
EV to Operating Cash Flow
19.37 14.69 10.67 9.23 12.14
Tangible Book Value Per Share
27.03 26.69 24.53 24.06 24.28
Shareholders’ Equity Per Share
34.57 35.43 33.07 32.55 33.45
Tax and Other Ratios
Effective Tax Rate
0.59 0.25 0.25 0.25 0.22
Revenue Per Share
14.92 9.35 11.09 11.28 10.60
Net Income Per Share
0.44 2.74 3.71 5.04 2.21
Tax Burden
0.41 0.75 0.75 0.75 0.78
Interest Burden
0.12 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.03 0.41 0.33 0.30 0.30
Stock-Based Compensation to Revenue
0.01 0.02 0.02 0.01 <0.01
Income Quality
4.20 1.12 1.30 0.92 1.46
Currency in USD
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