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Live Oak Bancshares Inc. (LOB)
:LOB
LOB Stock Chart & Stats
Day’s Range― - ―
52-Week Range$22.68 - $50.57
Previous CloseN/A
Volume21.95K
Average Volume (3M)452.95K
Market Cap
$1.14B
Enterprise Value$1.34B
Total Cash (Recent Filing)$57.56M
Total Debt (Recent Filing)$50.21M
Price to Earnings (P/E)14.8
Beta1.27
Next Earnings
Jul 23, 2025EPS Estimate
0.56Last Dividend Ex-Date
Feb 25, 2025Dividend Yield0.48%
Share Statistics
EPS (TTM)1.69
Shares Outstanding45,588,604
10 Day Avg. Volume380,610
30 Day Avg. Volume452,948
Financial Highlights & Ratios
PEG Ratio4.11
Price to Book (P/B)N/A
Price to Sales (P/S)3.09
Price to Cash Flow (P/CF)1.80
P/FCF Ratio1.20
Enterprise Value/Market Cap1.17
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.65
Enterprise Value/Ebitda55.35
Forecast
1Y Price Target
$41.00Price Target Upside65.46% Upside
Rating ConsensusHold
Number of Analyst Covering2
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Live Oak Bancshares News
PremiumCompany Announcements
Live Oak Bancshares Delays 10-K Filing
PremiumCompany Announcements
Diane B. Glossman to Leave Live Oak Bancshares BoardPremiumCompany Announcements
Live Oak Bancshares’ Earnings Call Highlights Growth
PremiumCompany Announcements
Live Oak Bancshares Reports Strong Loan Growth in 2024
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Ownership Overview
19.54% Insiders
28.98% Mutual Funds
2.64% Other Institutional Investors
35.91% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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LOB FAQ
What was Live Oak Bancshares Inc. ’s price range in the past 12 months?
Live Oak Bancshares Inc. lowest stock price was $22.68 and its highest was $50.57 in the past 12 months.
What is Live Oak Bancshares Inc. ’s market cap?
Live Oak Bancshares Inc. ’s market cap is $1.14B.
When is Live Oak Bancshares Inc. ’s upcoming earnings report date?
Live Oak Bancshares Inc. ’s upcoming earnings report date is Jul 23, 2025 which is in 90 days.
How were Live Oak Bancshares Inc. ’s earnings last quarter?
Live Oak Bancshares Inc. released its earnings results on Apr 23, 2025. The company reported $0.21 earnings per share for the quarter, missing the consensus estimate of $0.37 by -$0.16.
Is Live Oak Bancshares Inc. overvalued?
According to Wall Street analysts Live Oak Bancshares Inc. ’s price is currently Undervalued.
Does Live Oak Bancshares Inc. pay dividends?
Live Oak Bancshares Inc. pays a Quarterly dividend of $0.116 which represents an annual dividend yield of 0.48%. See more information on Live Oak Bancshares Inc. dividends here
What is Live Oak Bancshares Inc. ’s EPS estimate?
Live Oak Bancshares Inc. ’s EPS estimate is 0.56.
How many shares outstanding does Live Oak Bancshares Inc. have?
Live Oak Bancshares Inc. has 45,588,604 shares outstanding.
What happened to Live Oak Bancshares Inc. ’s price movement after its last earnings report?
Live Oak Bancshares Inc. reported an EPS of $0.21 in its last earnings report, missing expectations of $0.37. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Live Oak Bancshares Inc. ?
Currently, no hedge funds are holding shares in LOB
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Live Oak Bancshares Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$41.00 (65.46% Upside)
$41.00 (65.46% Upside)
Blogger Sentiment
Neutral
LOB Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 332.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $616.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 15.0%
Last 30 Days ▼ 15.0%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-36.68%
12-Months-Change
Fundamentals
Return on Equity
8.15%
Trailing 12-Months
Asset Growth
14.83%
Trailing 12-Months
Company Description
Live Oak Bancshares Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
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LOB Company Deck
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LOB Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflected a strong operational performance with record loan production and significant deposit growth. However, challenges such as elevated provision expenses and net interest margin compression due to economic headwinds were acknowledged. The bank is optimistic about future growth, supported by investments in AI and technology.Read More>---
LOB Stock 12 Month Forecast
Average Price Target
$41.00
▲(65.46% Upside)
Technical Analysis
Best Analysts Covering LOB
1 Year
1 Year Success Rate
6/13 ratings generated profit
1 Year Average Return
+2.69%
reiterated a buy rating 6 months ago
Copying Brandon King's trades and holding each position for 1 Year would result in 46.15% of your transactions generating a profit, with an average return of +2.69% per trade.
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